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The Micro-politics of Microcredit
Gender and Neoliberal Development in Bangladesh559
Microcredit has been seen in recent decades as having great potential for aiding development in poor developing countries, with Bangladesh being one of the countries which has pioneered microcredit and implemented it most widely. This book, based on extensive original research, explores how microcredit works in practice, and assesses its effectiveness. It discusses how microcredit, usually channelled through women, is often passed to the men of the family, a practice disapproved of by some, but regarded as acceptable by borrowers who have a communal approach to debt, rather than viewing debt as something held by single individuals. The book demonstrates how the rules around microcredit are often seem as irksome by the borrowers, how lenders often charge high rates of interest and work primarily to preserve their institutions, thereby going against the spirit of the microcredit movement, and how borrowers often end up on a downward spiral, deeper and deeper in debt. Overall, the book argues that although microcredit does much good, it also has many drawbacks.
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Mohammad Jasim Uddin
Microcredit has been seen in recent decades as having great potential for aiding development in poor developing countries, with Bangladesh being one of the countries which has pioneered microcredit and implemented it most widely. This book, based ...
Mohammad Jasim Uddin
The concept of microfinance has gained immense popularity among the international development community as a technique to poverty alleviation and microenterprise development. Due to such positive impacts, microfinance institutions are growing rapi...
Mohammad Jasim Uddin is a Professor in the Department of Sociology at Shahjalal University of Science and Technology, Sylhet, Bangladesh
Preface Introduction 1. Methodological Choice 2. Microcredit and Social Capital: Dynamics of conflict and cooperation 3. Credit, Dowry Practices and Social Capital 4. Intra-household Decision Making and Conflict Negotiation 5. Gender and Hidden Regulative Practice 6. Competition and the New Reality of Microcredit 7. Market Rationality, Power Relationships and Resistance 8. Credit Relations, Vulnerability, and Empowering Debt 9. Summary and Conclusion