David D. Thamann – författare

From this single, clear, convenient resource, you receive a straight forward, annotated walkthrough of all three 2013 ISO Commercial Auto Program policy forms: » Business Auto Coverage Form » Motor Carrier Coverage Form » Auto Dealers Coverage Form » And Analysis of the Important Endorsements to All Three Forms The complete, October 2013 versions of all three Forms are included in the book—so you’re working with current primary source Forms, Endorsements, and analyses. In addition to the annotated walkthrough of all three ISO Commercial Auto Policy Forms and complete examination of key Endorsements, renowned experts and respected authors, Donald S. Malecki, CPCU, and David D. Thamann, J.D., ARM, CPCU, have included a valuable, final section entitled “Issues.” The all-new “Issues” section provides powerful, practical guidance on: » Additional Insureds » Scope of “Any” Auto » The Meaning of “Occupying” a Vehicle » E&O Coverage for Auto Dealers » Automatic Coverage for Additional and Replacement Vehicles » What Qualifies as “Use” of an Auto » PLUS—Key Situational Questions & Answers Three Reasons You Need Commercial Auto Program Coverage Guide: 1. You can’t make important decisions based on analyses of out-of-date forms 2. You don’t want to deny yourself the guidance so many professionals rely on 3. You do want to save time by using one, convenient and reliable resource

Commercial auto policies can provide insurance coverage for risk exposures that may be beyond the scope of a personal auto policy. This easy-to-understand coverage guide supplies small businesses with much-needed information pertaining to small business auto risks and the use of insurance policies as one way to manage those risks. Written specifically with small businesses in mind, it provides: • analyses of the standard business auto policy and the auto dealers coverage form (both products issued by the Insurance Services Office) • endorsements used with the policies • discussions of coverage issues Additionally, the book contains analysis of both the business auto policy and the auto dealers coverage form, as well as: • endorsements to the forms • coverage issues pertaining to the forms • court cases relevant to the coverages offered by both forms Moreover, business auto policy and the auto dealers coverage forms have been fully reproduced in this book. Chapter by chapter, this plain-English guide dedicates its coverage to providing small businesses with options for having their auto exposures covered.

Personal Auto Policy Coverage Guideis the practical, proven resource for understanding personal automobile policies. This latest edition continues that tradition while adding new content and updating all analysis wherever applicable.This new5th editioncontains updates and new content, including:Full review of all of the relevant changes included in ISO's new Personal Auto Policy, effective September 1, 2018.A new chapter covering some of the emerging issues in Personal Auto Policy coverage.The revised treatment of newly acquired replacement autos and the new or revised exclusions concerning topics such as transportation network companies, car-sharing programs, and flying carsNew and revised endorsementsincluding updates to the joint ownership coverage endorsement, and new endorsements for pet injury, child restraint systems, and key replacementIn-depth information on transportation network companies and the effect the 2018 PAP has on the coverage available to transportation network drivers. Information on autonomous vehicles, car sharing companies, and peer-to-peer car sharing companies, and some of the insurance implications of those programs.Updated charts on required limits and no-fault states and penalties for failure to carry insurance and personal auto forms applicable in each state.New case law added where applicable.And much more!Chapter by chapter, our expert authors provide practical guidance you can put to use immediately.