Andrea Miglionico - Böcker

Banking regulation and the private law governing the bank-customer relationship came under the spotlight as a result of the global financial crisis of 2007–2009. More than a decade later UK, EU and international regulatory initiatives have transformed the structure, business practices, financing models and governance of the banking sector. This authoritative text offers an in-depth analysis of modern banking law and regulation, while providing an assessment of its effectiveness and normative underpinnings. Its main focus is on UK law and practice, but where necessary it delves into EU law and institutions, such as the European Banking Union and supervisory role of the European Central Bank. The book also covers the regulation of bank corporate governance and executive remuneration, the promises and perils of FinTech and RegTech, and the impact of Brexit on UK financial services. Although detailed, the text remains easy to read and reasonably short; pedagogic features such as a glossary of terms and practice questions for each chapter are intended to facilitate learning. It is a useful resource for students and scholars of banking law and regulation, as well as for regulators and other professionals who are interested in reading a precise and evaluative account of this evolving area of law.

Banking regulation and the private law governing the bank-customer relationship came under the spotlight as a result of the global financial crisis of 2007–2009. More than a decade later UK, EU and international regulatory initiatives have transformed the structure, business practices, financing models and governance of the banking sector. This authoritative text offers an in-depth analysis of modern banking law and regulation, while providing an assessment of its effectiveness and normative underpinnings. Its main focus is on UK law and practice, but where necessary it delves into EU law and institutions, such as the European Banking Union and supervisory role of the European Central Bank. The book also covers the regulation of bank corporate governance and executive remuneration, the promises and perils of FinTech and RegTech, and the impact of Brexit on UK financial services. Although detailed, the text remains easy to read and reasonably short; pedagogic features such as a glossary of terms and practice questions for each chapter are intended to facilitate learning. It is a useful resource for students and scholars of banking law and regulation, as well as for regulators and other professionals who are interested in reading a precise and evaluative account of this evolving area of law.

This authoritative Commentary analyses the Non-Performing Loans Directive, also known as the Credit Servicers Directive, which represents a notable step forward in achieving a level playing field in the debt recovery framework. It provides a critical examination of this necessary legislative reform that serves to expedite the development of secondary markets for non-performing loans. Key Features:Addresses the potential impact of the Directive across EU Member StatesExplores credit servicing activities for consumers in relation to licensing and authorising requirementsExamines the function and operation of service providers and credit servicers with respect to consumer credit agreementsEvaluates the Directive’s supervisory framework and asset classification, with particular attention to the role of the European Securities and Markets Authority and its convergence with national legislation This Commentary is an essential point of reference for practitioners and legal professionals in law firms with a banking and financial services regulation practice, as well as asset management companies, commercial and investment banks and international financial institutions. It is also a valuable resource for scholars and students of banking law, specifically the regulatory treatment of credit servicers and credit service providers.

This authoritative Commentary examines the EU regulatory regime for environmental, social, and governance (ESG) ratings providers. In doing so, it provides a deep dive into the regulatory framework, evaluating the operation of ESG providers and their transparency and disclosure mechanisms, and outlines loopholes in EU Regulation.Key Features:Article-by-article analysis of the EU regulatory framework of ESG ratings providers and green investmentsSurveys the most salient issues related to the role of the ESG ratings providers in the financial marketOutlines the loopholes of EU regulation on ESG ratings and advances suggestions for enhancing the current regulatory systemEvaluates the operation of ESG ratings providers in the EU and their transparency and disclosure, including misleading reportsThis Commentary is an invaluable resource for practitioners and legal professionals in law firms, global rating firms, commercial and investment banks, international financial institutions, and prudential regulatory agencies. It is also an essential point of reference for scholars and students researching law and the economic aspects of sustainable and green finance.