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This book systematically studies and discusses pertinent issues related to household finance in China. This book not only elucidates the concept and connotation of household finance, but also extensively examines the significance and necessity of enhancing household finance and upholding household financial well-being. Drawing upon theories from economics, psychology, sociology, and behavioral finance, it conducts a quantitative analysis of family finance and its influencing factors by constructing models such as Probit model, Tobit model, and APC model to empirically test the underlying mediation mechanism. In addition, from the perspective of inclusive finance development and safeguarding the rights and interests of financial consumers, this book expounds on its profound impact on household finance.
This book is a valuable reference for researchers in related fields, and it also provides some insights into residents’ and families’ awareness of financial health. Furthermore, itaids in formulating and improving consumption policies, adjusting economic structures, and preventing household financial risks. This research provides valuable guidance for enhancing family welfare and increasing property income for Chinese residents.1 781 kr
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This book starts from the application of technologies in financial institutions and financial regulators in
China, and defines the concept and connotation of FinTech and SupTech in the form of topics,
analyses the main problems in the development process, and discusses in depth the future
development and regulatory tendency of FinTech and SupTech.
In recent years, with the in-depth application and cross-domain integration of information technology
in the financial world, FinTech has rapidly developed and has been widely applied, which
brings us an important enlightenment: technical factors will bring fundamental changes for
the development of the modern financial industry. While improving financial efficiency, it has
an impact on the core financial problems such as information matching and mutual trust
solving, making it urgent to improve financial supervision capacity and regulatory efficiency
through information technology to effectively guarantee financial security. At present, many
Chinese financial institutions have applied technologies to their daily operations and
management, such as accurate customer identification, enhanced process tracking, intelligent
marketing, and product process transformation, so as to simplify financial service processes
and shorten service cycles. Meanwhile, the financial regulators in China, such as PBOC,
CBIRC, CSRC, have also applied technologies to the area of financial regulation, in order to
reduce the cost of regulation, and promote the efficiency and effectiveness of regulation.
In General, this book both pays attention to practical application and theoretical, which is a useful
reference book for theoretical research and practical work, and also helps readers to
understand the application of technologies in financial institutions and financial regulators in
China.
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