Dawei Zhao – författare

This book presents a comprehensive and multidisciplinary perspective on advanced welding technologies offering a global view of welding advancements, spanning traditional fusion methods to emerging solid-state and additive techniques. The chapters cover key processes such as arc welding, resistance spot welding, laser welding, friction stir welding, and arc-based additive manufacturing. Special attention is given to microstructural transformations, process–property correlations, and the welding of advanced alloys and dissimilar materials.Features: Explores the welding of ferrous, nonferrous, and dual-phase materials with insights into microstructural evolution and mechanical performance. Includes case studies on pulsed laser welding for polymers and spot welding of titanium alloys. Discusses process optimization, industrial adaptability, and challenges in welding dissimilar materials. Highlights the role of arc-based additive manufacturing in bridging conventional and modern fabrication routes.This book is aimed at researchers, graduate students, and professionals in materials science, manufacturing, and mechanical engineering.

This book starts from the application scenarios of artificial financial intelligence regulation, commercial banking, wealth management and payments, etc., and makes a detailed study of the main scenarios of the application of China's artificial intelligence in the financial field, and also analysis specific application cases of China.With the popularization of smart phones and the rapid development of e-commerce, mobile payment, big data and other technologies are in the ascendant in China in recent years. In particular, artificial intelligence technologies in the form of facial, speech and semantic recognition are showing preliminary advantages in the field of FinTech, and the future era of Intelligent Finance has quietly come. The Chinese government has clearly put forward "China should rely on a robust cycle of domestic demand and innovation as the main driver of the economy while maintaining foreign markets and investors as a second engine of growth", science and technology innovation is the basic motivation of economic and social cycle, to implement the " dual circulation strategy ", it is necessary to understand the key role of scientific and technological innovation in financial innovation services, and improve financial services must be driven by science and technology. There is a natural relationship between artificial intelligence and financial services, because financial services are credit and information intermediaries, and data is the most critical for finance, while artificial intelligence has a super ability in dealing with complex data. At present, many Chinese Banks have applied artificial intelligence to their daily operations and management, such as accurate customer identification, enhanced process tracking, intelligent marketing, and product process transformation, so as to simplify financial service processes and shorten service cycles. In General, this book both pays attention to practical application and theoretical, which is a useful reference book in theoretical research and practical work, and also helps readers to understand the application of intelligent finance in China.

This book starts from the application scenarios of artificial financial intelligence regulation, commercial banking, wealth management and payments, etc., and makes a detailed study of the main scenarios of the application of China's artificial intelligence in the financial field, and also analysis specific application cases of China.With the popularization of smart phones and the rapid development of e-commerce, mobile payment, big data and other technologies are in the ascendant in China in recent years. In particular, artificial intelligence technologies in the form of facial, speech and semantic recognition are showing preliminary advantages in the field of FinTech, and the future era of Intelligent Finance has quietly come. The Chinese government has clearly put forward "China should rely on a robust cycle of domestic demand and innovation as the main driver of the economy while maintaining foreign markets and investors as a second engine of growth", science and technology innovation is the basic motivation of economic and social cycle, to implement the " dual circulation strategy ", it is necessary to understand the key role of scientific and technological innovation in financial innovation services, and improve financial services must be driven by science and technology. There is a natural relationship between artificial intelligence and financial services, because financial services are credit and information intermediaries, and data is the most critical for finance, while artificial intelligence has a super ability in dealing with complex data. At present, many Chinese Banks have applied artificial intelligence to their daily operations and management, such as accurate customer identification, enhanced process tracking, intelligent marketing, and product process transformation, so as to simplify financial service processes and shorten service cycles. In General, this book both pays attention to practical application and theoretical, which is a useful reference book in theoretical research and practical work, and also helps readers to understand the application of intelligent finance in China.

This book systematically studies and discusses pertinent issues related to household finance in China. This book not only elucidates the concept and connotation of household finance, but also extensively examines the significance and necessity of enhancing household finance and upholding household financial well-being. Drawing upon theories from economics, psychology, sociology, and behavioral finance, it conducts a quantitative analysis of family finance and its influencing factors by constructing models such as Probit model, Tobit model, and APC model to empirically test the underlying mediation mechanism. In addition, from the perspective of inclusive finance development and safeguarding the rights and interests of financial consumers, this book expounds on its profound impact on household finance.This book is a valuable reference for researchers in related fields, and it also provides some insights into residents’ and families’ awareness of financial health. Furthermore, itaids in formulating and improving consumption policies, adjusting economic structures, and preventing household financial risks. This research provides valuable guidance for enhancing family welfare and increasing property income for Chinese residents.

This book not only elucidates the concept and connotation of household finance, but also extensively examines the significance and necessity of enhancing household finance and upholding household financial well-being.

This book aims to provide first-hand information for readers concerned with green finance and sustainable development by summarizing the unique features, policies and practical innovations of green finance development in China and hoping to provide China's experience in the development of green finance for more regions.

This book aims to provide first-hand information for readers concerned with green finance and sustainable development by summarizing the unique features, policies and practical innovations of green finance development in China and hoping to provide China's experience in the development of green finance for more regions.

This book starts from the application of technologies in financial institutions and financial regulators inChina, and defines the concept and connotation of FinTech and SupTech in the form of topics,analyses the main problems in the development process, and discusses in depth the futuredevelopment and regulatory tendency of FinTech and SupTech.In recent years, with the in-depth application and cross-domain integration of information technologyin the financial world, FinTech has rapidly developed and has been widely applied, whichbrings us an important enlightenment: technical factors will bring fundamental changes forthe development of the modern financial industry. While improving financial efficiency, it hasan impact on the core financial problems such as information matching and mutual trustsolving, making it urgent to improve financial supervision capacity and regulatory efficiencythrough information technology to effectively guarantee financial security. At present, manyChinese financial institutions have applied technologies to their daily operations andmanagement, such as accurate customer identification, enhanced process tracking, intelligentmarketing, and product process transformation, so as to simplify financial service processesand shorten service cycles. Meanwhile, the financial regulators in China, such as PBOC,CBIRC, CSRC, have also applied technologies to the area of financial regulation, in order toreduce the cost of regulation, and promote the efficiency and effectiveness of regulation.In General, this book both pays attention to practical application and theoretical, which is a usefulreference book for theoretical research and practical work, and also helps readers tounderstand the application of technologies in financial institutions and financial regulators inChina.

This book starts from the application of technologies in financial institutions and financial regulators inChina, and defines the concept and connotation of FinTech and SupTech in the form of topics,analyses the main problems in the development process, and discusses in depth the futuredevelopment and regulatory tendency of FinTech and SupTech.In recent years, with the in-depth application and cross-domain integration of information technologyin the financial world, FinTech has rapidly developed and has been widely applied, whichbrings us an important enlightenment: technical factors will bring fundamental changes forthe development of the modern financial industry. While improving financial efficiency, it hasan impact on the core financial problems such as information matching and mutual trustsolving, making it urgent to improve financial supervision capacity and regulatory efficiencythrough information technology to effectively guarantee financial security. At present, manyChinese financial institutions have applied technologies to their daily operations andmanagement, such as accurate customer identification, enhanced process tracking, intelligentmarketing, and product process transformation, so as to simplify financial service processesand shorten service cycles. Meanwhile, the financial regulators in China, such as PBOC,CBIRC, CSRC, have also applied technologies to the area of financial regulation, in order toreduce the cost of regulation, and promote the efficiency and effectiveness of regulation.In General, this book both pays attention to practical application and theoretical, which is a usefulreference book for theoretical research and practical work, and also helps readers tounderstand the application of technologies in financial institutions and financial regulators inChina.

This book studies and discusses the current situation and development trend of technology application in the private equity industry of China. For regulation of the private equity industry, how to utilize digital technology to improve the regulatory means and tools of the private equity industry.