Zhao Dawei, Research Fellow, Ph.D. in Economics, is currently the Deputy Secretary General of the FinTech Research Center of the Financial Research Institute of the People's Bank of China. He holds Bachelor, Master and Doctorate degree of economics all from Central University of Finance and Economics. In 2009, funded by China Scholarship Council, as a visiting scholar, he went to the State University of New York. After Dr. Zhao has join into the People's Bank of China Financial Research Institute in 2011, he has won the First Award of the “Youth Research Project 2019" of the People's Bank of China, the First Award of the "2017-2018 the PBC FinTech Research Project" by FinTech Committee of the People's Bank of China, and the First Award of the "2018 FinTech Youth Thesis" by FinTech Research Center of National Institution for Finance & Development. With a long-term focus on FinTech and RegTech, Dr. Zhao has published more than 50 academic papers. As the author and co-author, Dr. Zhao has compiled “Technology Rebuild Finance: FinTech Utilization and Perspective”, “Chained Future: Blockchain Theory and Application”, “Development Trends and Supervision of FinTech”, “China FinTech Annual Report (2018, 2019, 2020)”, “Annual Report on China's RegTech Development (2019, 2020)”, and other works. Zhang Wenting, PhD in Finance and Investment of Durham University of UK, is currently Senior Research Fellow of the Financial Research Institute of the People's Bank of China. Dr. Zhang is mainly engaged in the research of International Finance, Inclusive Finance, FinTech and the relative policy suggestions. Academic research focuses on the reform of RMB exchange rate system, foreign exchange movement and exchange rate microstructure. She has won the Best Doctoral Thesis Award of Durham University Business School. Dr. Zhang has participated in many domestic and international academic conferences, she has compiled and translated books such as “Bank Credit Operation Management”, “China Community Bank Management”, “Why Not Default” and other works. Dr. Zhang has published dozens of academic papers or articles published on top domestic and international journals, such as International Review of Financial Analysis, China Finance, etc.

• Chapter 1.FinTech towards Intelligent Finance.- Chapter 2.Scientific and Technological Supervision of Artificial Intelligence.- Chapter 3.Technical Path of Artificial Intelligence Compliance Efficiency .- Chapter 4.Smart Payment in China .-Chapter 5.Opportunities, Risks and Breakdowns Brought by AI to Commercial Banks.- Chapter 6.Robo-advisor and Expert Advisor.- Chapter 7.Intelligent Finance Wealth Management in China .-Chapter 8.Intelligent Finance in China's Financial Market .

Zhao Dawei, Research Fellow, Ph.D. in Economics, is currently the Deputy Secretary General of the FinTech Research Center of the Financial Research Institute of the People's Bank of China. He holds Bachelor, Master and Doctorate degree of economics all from Central University of Finance and Economics. In 2009, funded by China Scholarship Council, as a visiting scholar, he went to the State University of New York. After Dr. Zhao has join into the People's Bank of China Financial Research Institute in 2011, he has won the First Award of the “Youth Research Project 2019" of the People's Bank of China, the First Award of the "2017-2018 the PBC FinTech Research Project" by FinTech Committee of the People's Bank of China, and the First Award of the "2018 FinTech Youth Thesis" by FinTech Research Center of National Institution for Finance & Development. With a long-term focus on FinTech and RegTech, Dr. Zhao has published more than 50 academic papers. As the author and co-author, Dr. Zhao has compiled “Technology Rebuild Finance: FinTech Utilization and Perspective”, “Chained Future: Blockchain Theory and Application”, “Development Trends and Supervision of FinTech”, “China FinTech Annual Report (2018, 2019, 2020)”, “Annual Report on China's RegTech Development (2019, 2020)”, and other works. Zhang Wenting, PhD in Finance and Investment of Durham University of UK, is currently Senior Research Fellow of the Financial Research Institute of the People's Bank of China. Dr. Zhang is mainly engaged in the research of International Finance, Inclusive Finance, FinTech and the relative policy suggestions. Academic research focuses on the reform of RMB exchange rate system, foreign exchange movement and exchange rate microstructure. She has won the Best Doctoral Thesis Award of Durham University Business School. Dr. Zhang has participated in many domestic and international academic conferences, she has compiled and translated books such as “Bank Credit Operation Management”, “China Community Bank Management”, “Why Not Default” and other works. Dr. Zhang has published dozens of academic papers or articles published on top domestic and international journals, such as International Review of Financial Analysis, China Finance, etc.

• Chapter 1.FinTech towards Intelligent Finance.- Chapter 2.Scientific and Technological Supervision of Artificial Intelligence.- Chapter 3.Technical Path of Artificial Intelligence Compliance Efficiency .- Chapter 4.Smart Payment in China .-Chapter 5.Opportunities, Risks and Breakdowns Brought by AI to Commercial Banks.- Chapter 6.Robo-advisor and Expert Advisor.- Chapter 7.Intelligent Finance Wealth Management in China .-Chapter 8.Intelligent Finance in China's Financial Market .

Zhao Dawei, Research Fellow, Ph.D. in Economics, is currently the Deputy Secretary General of the FinTech Research Center of the Financial Research Institute of the People's Bank of China. He holds Bachelor, Master and Doctorate degree of economics all from Central University of Finance and Economics. In 2009, funded by China Scholarship Council, as a visiting scholar, he went to the State University of New York. After Dr. Zhao has join into the People's Bank of China Financial Research Institute in 2011, he has won the First Award of the “Youth Research Project 2019" of the People's Bank of China, the First Award of the "2017-2018 the PBC FinTech Research Project" by FinTech Committee of the People's Bank of China, and the First Award of the "2018 FinTech Youth Thesis" by FinTech Research Center of National Institution for Finance & Development. With a long-term focus on FinTech and RegTech, Dr. Zhao has published more than 50 academic papers. As the author and co-author, Dr. Zhao has compiled “Technology Rebuild Finance: FinTech Utilization and Perspective”, “Chained Future: Blockchain Theory and Application”, “Development Trends and Supervision of FinTech”, “China FinTech Annual Report (2018, 2019, 2020)”, “Annual Report on China's RegTech Development (2019, 2020)”, and other works. Zhang Wenting, PhD in Finance and Investment of Durham University of UK, is currently Senior Research Fellow of the Financial Research Institute of the People's Bank of China. Dr. Zhang is mainly engaged in the research of International Finance, Inclusive Finance, FinTech and the relative policy suggestions. Academic research focuses on the reform of RMB exchange rate system, foreign exchange movement and exchange rate microstructure. She has won the Best Doctoral Thesis Award of Durham University Business School. Dr. Zhang has participated in many domestic and international academic conferences, she has compiled and translated books such as “Bank Credit Operation Management”, “China Community Bank Management”, “Why Not Default” and other works. Dr. Zhang has published dozens of academic papers or articles published on top domestic and international journals, such as International Review of Financial Analysis, China Finance, etc.

• Chapter 1.FinTech towards Intelligent Finance.- Chapter 2.Scientific and Technological Supervision of Artificial Intelligence.- Chapter 3.Technical Path of Artificial Intelligence Compliance Efficiency .- Chapter 4.Smart Payment in China .-Chapter 5.Opportunities, Risks and Breakdowns Brought by AI to Commercial Banks.- Chapter 6.Robo-advisor and Expert Advisor.- Chapter 7.Intelligent Finance Wealth Management in China .-Chapter 8.Intelligent Finance in China's Financial Market .