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3 produkter
3 produkter
2 176 kr
Skickas inom 10-15 vardagar
The growing indebtedness of households reported over the last 30 years and in most developed countries has serious economic and social implications. This book provides insight into the concepts, measures, and determinants of household indebtedness, over-indebtedness, and well-being by integrating theoretical perspectives, adopting recent analytical methods, and using a sample of Polish households. The authors identified the socio-demographic and economic characteristics of indebted and over-indebted households, as well as the basic characteristics of indebtedness and the differences in its subjective perception among over-indebted households and those that are not over-indebted. They determined the spatial differentiation of over-indebtedness, examining the relationship between economic, social and behavioural factors and over-indebtedness and the role of over-indebtedness in shaping the economic well-being of households. The results of a questionnaire conducted on a sample of Polish households and econometric modelling served as the basis for assessing the economic well-being of indebted households. This assessment was conducted with the use of a composite well-being indicator developed by the authors. Given the multidimensional nature of the issues being analysed, the authors offer an approach that accounts for two separate but overlapping dimensions of economic well-being, namely material and financial, and two ways of assessing each of them: objective and subjective. The book holds appeal for researchers, scholars, and students of economics, finance, consumer economics, and economic psychology and offers practical guidance for policymakers and advisors who deal with consumer affairs.
595 kr
Skickas inom 10-15 vardagar
The growing indebtedness of households reported over the last 30 years and in most developed countries has serious economic and social implications. This book provides insight into the concepts, measures, and determinants of household indebtedness, over-indebtedness, and well-being by integrating theoretical perspectives, adopting recent analytical methods, and using a sample of Polish households. The authors identified the socio-demographic and economic characteristics of indebted and over-indebted households, as well as the basic characteristics of indebtedness and the differences in its subjective perception among over-indebted households and those that are not over-indebted. They determined the spatial differentiation of over-indebtedness, examining the relationship between economic, social and behavioural factors and over-indebtedness and the role of over-indebtedness in shaping the economic well-being of households. The results of a questionnaire conducted on a sample of Polish households and econometric modelling served as the basis for assessing the economic well-being of indebted households. This assessment was conducted with the use of a composite well-being indicator developed by the authors. Given the multidimensional nature of the issues being analysed, the authors offer an approach that accounts for two separate but overlapping dimensions of economic well-being, namely material and financial, and two ways of assessing each of them: objective and subjective. The book holds appeal for researchers, scholars, and students of economics, finance, consumer economics, and economic psychology and offers practical guidance for policymakers and advisors who deal with consumer affairs.
Household Financial Fragility and External Shocks
A Central and Eastern European Perspective
Inbunden, Engelska, 2026
2 325 kr
Kommande
Over the past three decades, Central and Eastern Europe has experienced rapid economic transformation, accelerated by accession to the European Union and deeper integration into global financial markets. While improved access to credit has supported rising living standards, it has also increased households’ exposure to financial fragility when economic shocks occur.This book investigates the financial fragility of households in the region, offering new insights into how households cope with economic shocks and structural change. Despite shared experience of post-socialist transformation, Central and Eastern European countries display significant economic, social, and institutional diversity. This raises important questions: do households across the region differ in their levels of financial fragility? Which socio-demographic groups are most vulnerable? What factors shape household resilience to economic shocks?Combining conceptual discussion with comparative empirical analysis, the book examines the determinants and dynamics of household financial fragility across the region. It explores changes in household financial conditions – including consumption patterns, debt dynamics, savings behaviour, and subjective financial well-being – and identifies cross-country differences in vulnerability using comparative and cluster-based approaches. The analysis also discusses how external shocks, including the global financial crisis of 2008 and the COVID-19 pandemic, have shaped household financial stability. By linking structural transformation, institutional context, and household-level outcomes, the book fills an important gap in the literature and offers new insights into the challenges of strengthening household resilience in the face of economic shocks.This book will be of interest to researchers, policymakers, and students in economics, finance, consumer economics, and European studies who seek a deeper understanding of household financial fragility in Central and Eastern Europe.