Heidi Fiedler has written and edited more than 300 books for clients ranging from Target to Barnes & Noble. As a former editor for Teacher Created Materials, she has a wealth of editorial and writing experience, including more than 180 nonfiction books in partnership with Time for Kids; 90 picture books, chapter books, and middle-grade novels; plus a wide variety of activity books and arts and crafts books.Brendan Kearney is a children’s bookmaker based in the South West of England. He is the author and illustrator of Penelope Strudel and the Birthday Treasure Hunt, the Finn and Skip books (DK) and The Night the Moon Went Missing (DK).

• Introduction.............................................4What is Money?.......................................6Coins......................................................8Bills.......................................................10Checks..................................................12Plastic...................................................14Bitcoins.................................................16Exchange Rate.....................................18Earning..................................................20 Income.................................................22Earning Power......................................24Entrepreneur........................................26Profit and Loss......................................28Crowdfunding......................................30Saving....................................................32 Financial Goals.....................................34Banks....................................................36Interest.................................................38Investing...............................................40Spending...............................................42 Expenses..............................................44Needs vs. Wants..................................46Taxes....................................................48Budgets................................................50Buying Memories.................................52Sharing.................................................54Borrowing..............................................56 Debt.....................................................58 Credit...................................................60 A Note to Know-It-Alls..........................62

Heidi Fiedler has written and edited more than 300 books for clients ranging from Target to Barnes & Noble. As a former editor for Teacher Created Materials, she has a wealth of editorial and writing experience, including more than 180 nonfiction books in partnership with Time for Kids; 90 picture books, chapter books, and middle-grade novels; plus a wide variety of activity books and arts and crafts books.Brendan Kearney is a children’s bookmaker based in the South West of England. He is the author and illustrator of Penelope Strudel and the Birthday Treasure Hunt, the Finn and Skip books (DK) and The Night the Moon Went Missing (DK).

• Introduction.............................................4What is Money?.......................................6Coins......................................................8Bills.......................................................10Checks..................................................12Plastic...................................................14Bitcoins.................................................16Exchange Rate.....................................18Earning..................................................20 Income.................................................22Earning Power......................................24Entrepreneur........................................26Profit and Loss......................................28Crowdfunding......................................30Saving....................................................32 Financial Goals.....................................34Banks....................................................36Interest.................................................38Investing...............................................40Spending...............................................42 Expenses..............................................44Needs vs. Wants..................................46Taxes....................................................48Budgets................................................50Buying Memories.................................52Sharing.................................................54Borrowing..............................................56 Debt.....................................................58 Credit...................................................60 A Note to Know-It-Alls..........................62

Heidi Fiedler has written and edited more than 300 books for clients ranging from Target to Barnes & Noble. As a former editor for Teacher Created Materials, she has a wealth of editorial and writing experience, including more than 180 nonfiction books in partnership with Time for Kids; 90 picture books, chapter books, and middle-grade novels; plus a wide variety of activity books and arts and crafts books.Brendan Kearney is a children’s bookmaker based in the South West of England. He is the author and illustrator of Penelope Strudel and the Birthday Treasure Hunt, the Finn and Skip books (DK) and The Night the Moon Went Missing (DK).

• Introduction.............................................4What is Money?.......................................6Coins......................................................8Bills.......................................................10Checks..................................................12Plastic...................................................14Bitcoins.................................................16Exchange Rate.....................................18Earning..................................................20 Income.................................................22Earning Power......................................24Entrepreneur........................................26Profit and Loss......................................28Crowdfunding......................................30Saving....................................................32 Financial Goals.....................................34Banks....................................................36Interest.................................................38Investing...............................................40Spending...............................................42 Expenses..............................................44Needs vs. Wants..................................46Taxes....................................................48Budgets................................................50Buying Memories.................................52Sharing.................................................54Borrowing..............................................56 Debt.....................................................58 Credit...................................................60 A Note to Know-It-Alls..........................62