Li Yan is Director and Professor of the Department of Finance of the School of Business at Renmin University.Wang Lin is a Lecturer of School of Economics and Management, Beijing University of Posts and Telecommunications.

• Part I: Microfinance.- 1. Can Microfinance Achieve Both Social and Financial Goals?.- 2. Boundaries of Microfinance.- Part II: Financing of Small and Medium-sized Enterprises.- 3. Solving the Financing Difficulty of SMEs by Community Construction.- 4. Big Bank, Small Finance.- Part III: Digital Inclusive Finance.- 5. Information Reform and Efficiency Improvement of Traditional Micro Finance.- 6. Defender “PPDAI”.- 7. “Digital Finance + Insurance + Leading Enterprise + E-commerce”.- 8. Wenshang Pioneer Loan.- Part IV: Credit.- 9. “Credit Use” and Cost of Discredit.- 10. Bairong Zhixin.

Li Yan is Director and Professor of the Department of Finance of the School of Business at Renmin University.Wang Lin is a Lecturer of School of Economics and Management, Beijing University of Posts and Telecommunications.

• Part I: Microfinance.- 1. Can Microfinance Achieve Both Social and Financial Goals?.- 2. Boundaries of Microfinance.- Part II: Financing of Small and Medium-sized Enterprises.- 3. Solving the Financing Difficulty of SMEs by Community Construction.- 4. Big Bank, Small Finance.- Part III: Digital Inclusive Finance.- 5. Information Reform and Efficiency Improvement of Traditional Micro Finance.- 6. Defender “PPDAI”.- 7. “Digital Finance + Insurance + Leading Enterprise + E-commerce”.- 8. Wenshang Pioneer Loan.- Part IV: Credit.- 9. “Credit Use” and Cost of Discredit.- 10. Bairong Zhixin.