Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2

David LEE Kuo Chuen is a Professor of Financial Technology and Blockchain at the Singapore University of Social Sciences (SUSS), an Adjunct Professor at the National University of Singapore (NUS), a Council Member of the British Blockchain Association, Vice President of the Economic Society of Singapore, and Editor-in-Chief or Deputy Editor-in-Chief of the Journal of Fintech and Annual Review of Fintech. He is also Chairman of the Global FinTech Institute (GFI), co-founder of the Singapore Blockchain Association, co-founder of the Blockchain Security Alliance, advisor to the Asian Development Bank, cryptocurrency advisor to the Asian Institute of Digital Finance (AIDF) of NUS, advisor to the SUSS Node for inclusive FinTech (NiFT), independent director of several technology companies in Singapore, angel investor in blockchain, WEB3, inclusive finance and AI innovation, senior advisor and Investment Committee member of Artichoke Capital which is backed by institutional and sovereign wealth fund limited partners.Robert Deng is AXA Chair Professor of Cybersecurity, Director of the Secure Mobile Centre, and Deputy Dean for Faculty & Research, School of Computing and Information Systems, Singapore Management University (SMU). He received the Outstanding University Researcher Award from National University of Singapore, Lee Kuan Yew Fellowship for Research Excellence from SMU, and Asia-Pacific Information Security Leadership Achievements Community Service Star from International Information Systems Security Certification Consortium. He serves/served on the editorial boards of ACM Transactions on Privacy and Security, IEEE Security & Privacy, IEEE Transactions on Dependable and Secure Computing, IEEE Transactions on Information Forensics and Security, Journal of Computer Science and Technology, and Steering Committee Chair of the ACM Asia Conference on Computer and Communications Security. He is a Fellow of IEEE and Fellow of Academy of Engineering Singapore.

"David Lee and Robert Deng's contribution to the use of technology to help further financial inclusion is pivotal. If our industry is to recapture the trust of the investing public we need to float all boats in society. Technology, as David and Robert so ably demonstrate, is a wonderful tool for doing so." --Paul Smith, President and CEO, CFA Institute"The hallmarks for any sustainable disruption to the status-quo are greater efficiency and lower costs; the nose of blockchain is now in the financial services tent, and David Lee provides a very timely and relevant tour through this space." --William J. Kelly, CEO, Chartered Alternative Investment Analyst ("CAIA") Association"Digital technology is disruptive and is affecting all sectors of our economy, creating opportunities and challenges everywhere. This handbook offers a guide to understanding how digital technologies and the Internet are changing virtually all aspects of the financial services sector, both today and tomorrow. It will be of interest to students, scholars, and practioners in the field as well as to policy-makers and regulators." --Arthur Cordell, Carleton University"This is a timely contribution that clarifies several issues in fintech and provide regional analyses that help us to understand where this technology is going in different economic and social contexts." --Roberto Ricciuti, University of Verona

• 1. The Game of Dian Fu: The Rise of Chinese Finance2. Balancing Innovation and Risks in Digital Financial Inclusion —Experiences of Ant Financial Services Group3. Regulating FinTech in China: From Permissive to Balanced4. Big Data Technology: Application and Cases5. Trust Management in Mobile Platform6. Security Issues of In-Store Mobile Payment7. Blockchain – From Public to Private8. Blockchain 101: An Introduction to the Future9. Betting Blockchain Will Change Everything - SEC and CFTC Regulation of Blockchain Technology10. Global Financial Institutions 2.011. Open-Source Operational Risk: Should Public Blockchains Serve as Financial Market Infrastructures?12. Blockchain Architectures for Electronic Exchange Reporting Requirements: EMIR, Dodd Frank, MiFID I/II, MiFIR, REMIT, Reg NMS and T2S13. Mobile Technology: The New Banking Model Connection Lending to the Social Network14. Financial Inclusion, Digital Currency, and Mobile Technology15. Digital Financial Inclusion in South East Asia16. From the Ground Up: The Financial Inclusion Frontier17. Indonesian Microfinance Institutions (MFI) Move to Technology – TBOP’s Prodigy Experience18. FinTech: Harnessing Innovation for Financial Inclusion19. Inclusive Growth as Democratizing Productivity.20. Autonomous Finance21. Inclusion or Exclusion? Trends in Robo-advisory for Financial Investment Services22. How 3D Printing Will Change the Future Borrowing Lending and Spending?