VIOLAINE COUSIN currently based in Germany and has extensive experience as a credit analyst. Previously, she worked with second-tier Chinese banks to upgrade their credit risk management and is thus well acquainted with the Chinese banks' environment and challenges.

'This book offers an in-depth analysis of the Chinese financial sector.' - Efmag (Finance, Marketing& Distribution Magazine)

• Introduction PART I: OVERVIEW Banking System Features and History PART II: INFRASTRUCTURE AND THE STATE The State as Regulator The State and the Banking Safety Net Further Roles of the State State Interference PART III: DEMAND Financial Intermediation New Forms of Financial Intermediation PART IV: SUPPLY Large Commercial Banks Smaller Commercial Banks Foreign Banks Rural Financial Institutions PART V: RISKS Non-Performing Loans Capital Adequacy and Risk Management Corporate Governance Chinese Banks and the Wider World Crisis withstanding Ability of the Chinese Banks Conclusion

VIOLAINE COUSIN currently based in Germany and has extensive experience as a credit analyst. Previously, she worked with second-tier Chinese banks to upgrade their credit risk management and is thus well acquainted with the Chinese banks' environment and challenges.

'This book offers an in-depth analysis of the Chinese financial sector.' - Efmag (Finance, Marketing& Distribution Magazine)

• Introduction PART I: OVERVIEW Banking System Features and History PART II: INFRASTRUCTURE AND THE STATE The State as Regulator The State and the Banking Safety Net Further Roles of the State State Interference PART III: DEMAND Financial Intermediation New Forms of Financial Intermediation PART IV: SUPPLY Large Commercial Banks Smaller Commercial Banks Foreign Banks Rural Financial Institutions PART V: RISKS Non-Performing Loans Capital Adequacy and Risk Management Corporate Governance Chinese Banks and the Wider World Crisis withstanding Ability of the Chinese Banks Conclusion