Ron Lipsman is Professor of Mathematics and Senior Associate Dean of the Physical Sciences College, University of Maryland. The author of more than 70 mathematical research articles and co-author of ten technical books, he has over 35 years of experience in teaching, tutoring, and advising students and colleagues alike on issues related to mathematics, computing, and financial management.

Drawing on his life's experiences and many years as a classroom teacher, Lipsman presents an easy-to-read introduction to the mathematics of personal finance. . . . An excellent companion Web site (http://www.math.umd.edu/~rll/cgi-bin/finance.html) provides a series of problem-solving engines to perform the calculations for those who are less experienced in mathematics. Although oriented toward the personal finance neophyte, even those with more sophistication in financial decision making will find the book and the Web site an interesting and useful reference. This work can also serve as an excellent refresher or supplemental resource to traditional texts on the subject. Highly recommended. General readers; all levels of undergraduates; practitioners.

• PrefaceIntroductionOutline of the Book's ContentBasic MoneySaving for a College FundInvesting for a College FundTaking into Consideration Taxes and InflationHow Tax-Deferred Accounts Can HelpThe Facts of LifeYour Paycheck: What Is Your Salary Really WorthBuying a House or Car: Mortgages and LoansBuying or Leasing Your CarOwning or Renting Your HomeInsuranceCut Up those #$%& Credit CardsAccumulating WealthGambling: Can I Win the LotteryThe Stock Market and Other InvestmentsRetirement

Ron Lipsman is Professor of Mathematics and Senior Associate Dean of the Physical Sciences College, University of Maryland. The author of more than 70 mathematical research articles and co-author of ten technical books, he has over 35 years of experience in teaching, tutoring, and advising students and colleagues alike on issues related to mathematics, computing, and financial management.

Drawing on his life's experiences and many years as a classroom teacher, Lipsman presents an easy-to-read introduction to the mathematics of personal finance. . . . An excellent companion Web site (http://www.math.umd.edu/~rll/cgi-bin/finance.html) provides a series of problem-solving engines to perform the calculations for those who are less experienced in mathematics. Although oriented toward the personal finance neophyte, even those with more sophistication in financial decision making will find the book and the Web site an interesting and useful reference. This work can also serve as an excellent refresher or supplemental resource to traditional texts on the subject. Highly recommended. General readers; all levels of undergraduates; practitioners.

• PrefaceIntroductionOutline of the Book's ContentBasic MoneySaving for a College FundInvesting for a College FundTaking into Consideration Taxes and InflationHow Tax-Deferred Accounts Can HelpThe Facts of LifeYour Paycheck: What Is Your Salary Really WorthBuying a House or Car: Mortgages and LoansBuying or Leasing Your CarOwning or Renting Your HomeInsuranceCut Up those #$%& Credit CardsAccumulating WealthGambling: Can I Win the LotteryThe Stock Market and Other InvestmentsRetirement

Ron Lipsman is Professor of Mathematics and Senior Associate Dean of the Physical Sciences College, University of Maryland. The author of more than 70 mathematical research articles and co-author of ten technical books, he has over 35 years of experience in teaching, tutoring, and advising students and colleagues alike on issues related to mathematics, computing, and financial management.

Drawing on his life's experiences and many years as a classroom teacher, Lipsman presents an easy-to-read introduction to the mathematics of personal finance. . . . An excellent companion Web site (http://www.math.umd.edu/~rll/cgi-bin/finance.html) provides a series of problem-solving engines to perform the calculations for those who are less experienced in mathematics. Although oriented toward the personal finance neophyte, even those with more sophistication in financial decision making will find the book and the Web site an interesting and useful reference. This work can also serve as an excellent refresher or supplemental resource to traditional texts on the subject. Highly recommended. General readers; all levels of undergraduates; practitioners.

• PrefaceIntroductionOutline of the Book's ContentBasic MoneySaving for a College FundInvesting for a College FundTaking into Consideration Taxes and InflationHow Tax-Deferred Accounts Can HelpThe Facts of LifeYour Paycheck: What Is Your Salary Really WorthBuying a House or Car: Mortgages and LoansBuying or Leasing Your CarOwning or Renting Your HomeInsuranceCut Up those #$%& Credit CardsAccumulating WealthGambling: Can I Win the LotteryThe Stock Market and Other InvestmentsRetirement