Barbara Hetzer writes on personal finance, small business, and other work issues. She is the author of three books and has written for Business Week and Working Mother. She lives in Malverne, New York.

• The 401(k): What Is It and How Does It Work? Understanding the Fine Print. The IRA: What Is It and How Does It Work? Investment Basics. Investment Choices. Investing Your 401(k) or 403(b) Plan. Investing Your IRA. Taking Your Money Out of Your 401(k). Taking Your Money Out of Your IRA. Afterword. Index.

Barbara Hetzer writes on personal finance, small business, and other work issues. She is the author of three books and has written for Business Week and Working Mother. She lives in Malverne, New York.

• The 401(k): What Is It and How Does It Work? Understanding the Fine Print. The IRA: What Is It and How Does It Work? Investment Basics. Investment Choices. Investing Your 401(k) or 403(b) Plan. Investing Your IRA. Taking Your Money Out of Your 401(k). Taking Your Money Out of Your IRA. Afterword. Index.

Barbara Hetzer writes on personal finance, small business, and other work issues. She is the author of three books and has written for Business Week and Working Mother. She lives in Malverne, New York.

• The 401(k): What Is It and How Does It Work? Understanding the Fine Print. The IRA: What Is It and How Does It Work? Investment Basics. Investment Choices. Investing Your 401(k) or 403(b) Plan. Investing Your IRA. Taking Your Money Out of Your 401(k). Taking Your Money Out of Your IRA. Afterword. Index.