About the author ALAN GART is President of Alan Gart Inc., a financial consulting firm whose clients include Chemical Bank, Shearson Lehman, CIGNA, Insurance Institute of America, Manufacturers Hanover and Bell Atlantic Enterprises. He is also Professor of Business and Finance at Nova University. Previously, he was corporate chief economist at CIGNA/INA Corporation, senior vice president and economist for the Girard Bank, and vice president and economist for Manufacturers Hanover. His books include Insurance Company Finance and Investment (with David J. Nye); An Analysis of the New Financial Institutions; Banks, Thrifts and Insurance Companies: Survival in the 1980s; and The Insider's Guide to the Financial Services Revolution. He received his PhD from the University of Pennsylvania's Wharton School.

• OVERVIEW AND HISTORY OF FINANCIAL REGULATION. The Financial Services Industry. History of Bank Regulation. Securities and Investment Regulation, 1940-1979. Mainframe Bank Deregulation. Regulation of the Insurance Industry. FINANCIAL DEREGULATION AND CONTEMPORARY FINANCIAL ISSUES. Contemporary Banking Issues. Deposit Insurance and Bank Failures. INDUSTRY TRENDS AND STRUCTURAL CHANGE. Structural Change in the Insurance Industry. The Investment Banking and Securities Industry. Structural Change in the Banking Industry. The Consolidation of the Banking Industry. PROSPECTS FOR REREGULATION AND DEREGULATION IN THE FINANCIALSERVICES INDUSTRY. What Do the Experts Say About Reforming the BankingIndustry?. Where Are We Headed?. Appendix. Glossary. Bibliography. Index.

About the author ALAN GART is President of Alan Gart Inc., a financial consulting firm whose clients include Chemical Bank, Shearson Lehman, CIGNA, Insurance Institute of America, Manufacturers Hanover and Bell Atlantic Enterprises. He is also Professor of Business and Finance at Nova University. Previously, he was corporate chief economist at CIGNA/INA Corporation, senior vice president and economist for the Girard Bank, and vice president and economist for Manufacturers Hanover. His books include Insurance Company Finance and Investment (with David J. Nye); An Analysis of the New Financial Institutions; Banks, Thrifts and Insurance Companies: Survival in the 1980s; and The Insider's Guide to the Financial Services Revolution. He received his PhD from the University of Pennsylvania's Wharton School.

• OVERVIEW AND HISTORY OF FINANCIAL REGULATION. The Financial Services Industry. History of Bank Regulation. Securities and Investment Regulation, 1940-1979. Mainframe Bank Deregulation. Regulation of the Insurance Industry. FINANCIAL DEREGULATION AND CONTEMPORARY FINANCIAL ISSUES. Contemporary Banking Issues. Deposit Insurance and Bank Failures. INDUSTRY TRENDS AND STRUCTURAL CHANGE. Structural Change in the Insurance Industry. The Investment Banking and Securities Industry. Structural Change in the Banking Industry. The Consolidation of the Banking Industry. PROSPECTS FOR REREGULATION AND DEREGULATION IN THE FINANCIALSERVICES INDUSTRY. What Do the Experts Say About Reforming the BankingIndustry?. Where Are We Headed?. Appendix. Glossary. Bibliography. Index.

About the author ALAN GART is President of Alan Gart Inc., a financial consulting firm whose clients include Chemical Bank, Shearson Lehman, CIGNA, Insurance Institute of America, Manufacturers Hanover and Bell Atlantic Enterprises. He is also Professor of Business and Finance at Nova University. Previously, he was corporate chief economist at CIGNA/INA Corporation, senior vice president and economist for the Girard Bank, and vice president and economist for Manufacturers Hanover. His books include Insurance Company Finance and Investment (with David J. Nye); An Analysis of the New Financial Institutions; Banks, Thrifts and Insurance Companies: Survival in the 1980s; and The Insider's Guide to the Financial Services Revolution. He received his PhD from the University of Pennsylvania's Wharton School.

• OVERVIEW AND HISTORY OF FINANCIAL REGULATION. The Financial Services Industry. History of Bank Regulation. Securities and Investment Regulation, 1940-1979. Mainframe Bank Deregulation. Regulation of the Insurance Industry. FINANCIAL DEREGULATION AND CONTEMPORARY FINANCIAL ISSUES. Contemporary Banking Issues. Deposit Insurance and Bank Failures. INDUSTRY TRENDS AND STRUCTURAL CHANGE. Structural Change in the Insurance Industry. The Investment Banking and Securities Industry. Structural Change in the Banking Industry. The Consolidation of the Banking Industry. PROSPECTS FOR REREGULATION AND DEREGULATION IN THE FINANCIALSERVICES INDUSTRY. What Do the Experts Say About Reforming the BankingIndustry?. Where Are We Headed?. Appendix. Glossary. Bibliography. Index.