James Mason is a Senior Analyst with PIRA Energy Group. He received a Ph.D. in economic sociology from Cornell University in 1996 and a Master’s in environmental sociology from the University of New Orleans in 1991. Mason has published numerous articles on energy and economic issues in peer-reviewed scientific journals.

• List of Tables, Chapter 1: Introduction, Chapter 2: Theory of Change in Commercial Banking, Chapter 3: The Regulatory History of Commercial Banking, Chapter 4: Structural Change in Commercial Banking, Chapter 5: Comparative Analysis of Bank Financial Performance aross Bank Forms and State Branch Banking Regimes, Chapter 6: The Legitimation of the Bank Holding Company Form and Change in State and Federal Branch Banking Laws, Chapter 7: Conclusions, Appendix 1: Interpretation of Differential Equation Models, References, Index

James Mason is a Senior Analyst with PIRA Energy Group. He received a Ph.D. in economic sociology from Cornell University in 1996 and a Master’s in environmental sociology from the University of New Orleans in 1991. Mason has published numerous articles on energy and economic issues in peer-reviewed scientific journals.

• List of Tables, Chapter 1: Introduction, Chapter 2: Theory of Change in Commercial Banking, Chapter 3: The Regulatory History of Commercial Banking, Chapter 4: Structural Change in Commercial Banking, Chapter 5: Comparative Analysis of Bank Financial Performance aross Bank Forms and State Branch Banking Regimes, Chapter 6: The Legitimation of the Bank Holding Company Form and Change in State and Federal Branch Banking Laws, Chapter 7: Conclusions, Appendix 1: Interpretation of Differential Equation Models, References, Index

James Mason is a Senior Analyst with PIRA Energy Group. He received a Ph.D. in economic sociology from Cornell University in 1996 and a Master’s in environmental sociology from the University of New Orleans in 1991. Mason has published numerous articles on energy and economic issues in peer-reviewed scientific journals.

• List of Tables, Chapter 1: Introduction, Chapter 2: Theory of Change in Commercial Banking, Chapter 3: The Regulatory History of Commercial Banking, Chapter 4: Structural Change in Commercial Banking, Chapter 5: Comparative Analysis of Bank Financial Performance aross Bank Forms and State Branch Banking Regimes, Chapter 6: The Legitimation of the Bank Holding Company Form and Change in State and Federal Branch Banking Laws, Chapter 7: Conclusions, Appendix 1: Interpretation of Differential Equation Models, References, Index