Thomas Fitch, a financial writer and editor, has reported on business and financial issues such as banking, money management, and corporate executive-training programs for more than 20 years. He is the author of Career Opportunities in Banking, Finance, and Insurance, Second Edition for Facts On File and Checkmark Books. Fitch is also the author of Barron's Dictionary of Banking Terms and the coauthor of Barron's Business Banking. He lives in Connecticut. David J. Nettina is the former president, chief financial officer, and chief real estate officer of American Financial Realty Trust (AFR), a publicly traded real estate investment trust (REIT). Prior to joining AFR, Nettina founded Briarwood Capital Group, LLC, and continues to serve as its principal. He holds B.S. and M.B.A. degrees from Canisius College in Buffalo, New York.

Thomas Fitch, a financial writer and editor, has reported on business and financial issues such as banking, money management, and corporate executive-training programs for more than 20 years. He is the author of Career Opportunities in Banking, Finance, and Insurance, Second Edition for Facts On File and Checkmark Books. Fitch is also the author of Barron's Dictionary of Banking Terms and the coauthor of Barron's Business Banking. He lives in Connecticut. David J. Nettina is the former president, chief financial officer, and chief real estate officer of American Financial Realty Trust (AFR), a publicly traded real estate investment trust (REIT). Prior to joining AFR, Nettina founded Briarwood Capital Group, LLC, and continues to serve as its principal. He holds B.S. and M.B.A. degrees from Canisius College in Buffalo, New York.