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      1. Ekonomi och Ledarskap
      2. Privatekonomi

      Smart is the New Rich

      Money Guide for Millennials

      AvChristine Romans

      Inbunden, Engelska, 2015

      215 kr

      Beställningsvara. Skickas inom 5-8 vardagar. Fri frakt över 249 kr.

      Fler format och utgåvor

      E-bok

      268 kr

      E-bok

      268 kr

      Beskrivning

      Time is on your side—smart money management for Millennials Smart is the New Rich: Money Guide for Millennials is an interactive, step-by-step guide to all things money. From credit, student debt, savings, investing, taxes, and mortgages, CNN's chief business correspondent Christine Romans shows this newest generation of earners how to build wealth. You'll learn the old-fashioned approach that leads to a healthier financial lifestyle, and open the door on a straightforward conversation about earning, saving, spending, growing, and protecting your money. You'll learn how to invest in the stock market or buy a home, even if you are still paying off student loan debt. Romans offers expert insight on the "New Normal," and why the rules of the credit bubble—the one you were raised in—no longer apply. Checklists and quizzes help solidify your understanding, and pave the way for you to start putting these new skills into action.For thirty years, the financial rules for life revolved around abundant credit at the ready. A quick look around makes it obvious that those rules no longer work, and Millennials just now coming of age and entering the workforce need a new plan to build a solid financial foundation and healthy money habits. This book puts you on the right track, with step-by-step help and expert guidance. Learn what you should ask yourself before spending any moneyRevisit some old money rules that are actually good habitsSee simple rules for managing student debtLearn how to talk about money with friends, dates, and parentsFind out what makes a Millennial successful in the workforceThe economy is out of recession and growing, but many young people feel left out of the recovery. It's why smart spending, saving, and debt management is so critical right now for them. A smart money plan is no longer a "nice to have" extra, it's mandatory. Smart is the New Rich: Money Guide for Millennials is your guide on how to use time and some good money manners to build wealth.

      Produktinformation

      • Utgivningsdatum:2015-05-19
      • Mått:155 x 231 x 25 mm
      • Vikt:363 g
      • Format:Inbunden
      • Språk:Engelska
      • Antal sidor:224
      • Förlag:John Wiley & Sons Inc
      • ISBN:9781118949351

      Utforska kategorier

      • Privatekonomi inom Ekonomi och Ledarskap

      Mer om författaren

      CHRISTINE ROMANS is CNN'S Chief Business Correspondent and anchor of Early Start with John Berman and Christine Romans weekdays 4 a.m. to 6 a.m. ET. She won an Emmy award for her work on the series "Exporting America" about globalization and outsourcing American jobs overseas. She is the author of Smart is the New Rich: If You Can't Afford It– Put It Down and How to Speak Money.

      Innehållsförteckning

      • Preface xiAcknowledgments xvChapter 1 How to Think About Money: Budgeting Basics 1Pay Yourself First 6How Much Should You Save? 8The Rainy-Day Fund 12Roadblocks to Money Success 15The Holiday Red Flag 15Your Money Quiz 16Chapter 2 College Investment 19The Million-Dollar Payoff 21It’s Cheaper to SaveThan Borrow 23Four Ways to Keep College Costs Down 24WhatDo YouWant to Be When You Grow Up? 27Not All Degrees Are Equal 31Chapter 3 Managing Debt 37Paying Off the Debt 39Interest Rate Triage 42A Safety Net for Low-Income Grads 43Public Service Loan Forgiveness 45Live Like a Student 45Chapter 4 Job Market Fundamentals 49The Long Healing Process 51Fastest-Growing States 52The College Degree Advantage 54Chapter 5 Millennials at Work 59Resume #Fail 64You’ve Got Two Minutes 66The Hidden Jobs Market 67Don’t Call Them Soft Skills 70Keep Your Eye on the Ball 72Lean In or Lean Back 72Online Tools to Help Set You Apart 77Chapter 6 House Money 81Missing the Real Estate Rebound…So Far 84Generation Renter 86Get Ready to Buy 89Mortgage Rates 91Location, Location, Location 92Affordability 93Living at Home 93Chapter 7 Family Money 97Dating and Money 99The “Talk” 102What Kind of Debt? 104Piggy Bank Parents 107Friends and Finances 108Crowdfund Our Wedding 109Chapter 8 Understanding Investments 111Getting Started: Tax-Advantaged Retirement Accounts 115Time Is a Four-Letter Word 116No 401(K)? Invest Anyway 120Building Blocks 123Chapter 9 Credit Karma 129Debit Cards 130Overdraft Protection 131So You Want a Credit Card? 131What Is the Credit Score? 133Expensive Credit Monitoring 135What Is the Fed? 137Time to Buy a Car 138Appendix A Web Resources 141Appendix B Cover Letters: The Good, the Bad, and the Ugly 145Appendix C PayScale 2014–2015 College Salary Report 153Notes 193About the Author 199Index 201
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