STEFAN LOESCH is an experienced financial services executive, tech entrepreneur, and author. He is currently working on a number of ventures that use crypto and blockchain technology within the framework of traditional finance and regulation. His past ventures include an early stage peer-to-peer lending start-up and an edtech start-up. He is co-editor and one of the authors of PRMIA's Professional Risk Managers Handbook. In the past, he was an Executive Director at J.P. Morgan, and a consultant in McKinsey's Corporate Finance practice. He holds a degree in Physics from the University of Bonn and an MBA from INSEAD.

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• About the Book ixAcknowledgments xiAbout the Author xiiiPART I Fintech Regulation and Strategy 1CHAPTER 1 Regulatory Strategy for Fintech Companies 3CHAPTER 2 Overview of Financial Services Regulation 17CHAPTER 3 Regulation in Practice 35CHAPTER 4 The Financial Services Industry 65CHAPTER 5 Retail Financial Services Products 77CHAPTER 6 Wholesale Financial Services Products 99PART II Selected Regulations in Detail 121SHEET 1 Alternative Investment Fund Manager Directive 123SHEET 2 Anti Money Laundering Directive 131SHEET 3 Bank Recovery and Resolution Directive 139SHEET 4 Cross-Border Payments Regulation 147SHEET 5 Consumer Contracts Directive 149SHEET 6 Consumer Credit Directive 151SHEET 7 Capital Requirements Directives 155SHEET 8 Deposit Guarantee Scheme Directive 169SHEET 9 Distance Marketing in Financial Services Directive 173SHEET 10 European Market Infrastructure Regulation 177SHEET 11 Electronic Money Directive 183SHEET 12 General Data Protection Regulation 187SHEET 13 Market Abuse Regulation 195SHEET 14 Mortgage Credit Directive 201SHEET 15 Markets in Financial Instruments Directive 209SHEET 16 Packaged Retail and Insurance-based Investment Products Regulation 225SHEET 17 Payments Services Directive 229SHEET 18 Rating Agencies Regulation 239SHEET 19 Undertakings for Collective Investment in Transferable Securities Directive 243SHEET 20 Unfair Commercial Practices Directive 253Appendix A Important Definitions from European Legal Texts 257Appendix B Abbreviations Used for Legal References 277Index 279

STEFAN LOESCH is an experienced financial services executive, tech entrepreneur, and author. He is currently working on a number of ventures that use crypto and blockchain technology within the framework of traditional finance and regulation. His past ventures include an early stage peer-to-peer lending start-up and an edtech start-up. He is co-editor and one of the authors of PRMIA's Professional Risk Managers Handbook. In the past, he was an Executive Director at J.P. Morgan, and a consultant in McKinsey's Corporate Finance practice. He holds a degree in Physics from the University of Bonn and an MBA from INSEAD.

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• About the Book ixAcknowledgments xiAbout the Author xiiiPART I Fintech Regulation and Strategy 1CHAPTER 1 Regulatory Strategy for Fintech Companies 3CHAPTER 2 Overview of Financial Services Regulation 17CHAPTER 3 Regulation in Practice 35CHAPTER 4 The Financial Services Industry 65CHAPTER 5 Retail Financial Services Products 77CHAPTER 6 Wholesale Financial Services Products 99PART II Selected Regulations in Detail 121SHEET 1 Alternative Investment Fund Manager Directive 123SHEET 2 Anti Money Laundering Directive 131SHEET 3 Bank Recovery and Resolution Directive 139SHEET 4 Cross-Border Payments Regulation 147SHEET 5 Consumer Contracts Directive 149SHEET 6 Consumer Credit Directive 151SHEET 7 Capital Requirements Directives 155SHEET 8 Deposit Guarantee Scheme Directive 169SHEET 9 Distance Marketing in Financial Services Directive 173SHEET 10 European Market Infrastructure Regulation 177SHEET 11 Electronic Money Directive 183SHEET 12 General Data Protection Regulation 187SHEET 13 Market Abuse Regulation 195SHEET 14 Mortgage Credit Directive 201SHEET 15 Markets in Financial Instruments Directive 209SHEET 16 Packaged Retail and Insurance-based Investment Products Regulation 225SHEET 17 Payments Services Directive 229SHEET 18 Rating Agencies Regulation 239SHEET 19 Undertakings for Collective Investment in Transferable Securities Directive 243SHEET 20 Unfair Commercial Practices Directive 253Appendix A Important Definitions from European Legal Texts 257Appendix B Abbreviations Used for Legal References 277Index 279

STEFAN LOESCH is an experienced financial services executive, tech entrepreneur, and author. He is currently working on a number of ventures that use crypto and blockchain technology within the framework of traditional finance and regulation. His past ventures include an early stage peer-to-peer lending start-up and an edtech start-up. He is co-editor and one of the authors of PRMIA's Professional Risk Managers Handbook. In the past, he was an Executive Director at J.P. Morgan, and a consultant in McKinsey's Corporate Finance practice. He holds a degree in Physics from the University of Bonn and an MBA from INSEAD.

Select Guide Rating

• About the Book ixAcknowledgments xiAbout the Author xiiiPART I Fintech Regulation and Strategy 1CHAPTER 1 Regulatory Strategy for Fintech Companies 3CHAPTER 2 Overview of Financial Services Regulation 17CHAPTER 3 Regulation in Practice 35CHAPTER 4 The Financial Services Industry 65CHAPTER 5 Retail Financial Services Products 77CHAPTER 6 Wholesale Financial Services Products 99PART II Selected Regulations in Detail 121SHEET 1 Alternative Investment Fund Manager Directive 123SHEET 2 Anti Money Laundering Directive 131SHEET 3 Bank Recovery and Resolution Directive 139SHEET 4 Cross-Border Payments Regulation 147SHEET 5 Consumer Contracts Directive 149SHEET 6 Consumer Credit Directive 151SHEET 7 Capital Requirements Directives 155SHEET 8 Deposit Guarantee Scheme Directive 169SHEET 9 Distance Marketing in Financial Services Directive 173SHEET 10 European Market Infrastructure Regulation 177SHEET 11 Electronic Money Directive 183SHEET 12 General Data Protection Regulation 187SHEET 13 Market Abuse Regulation 195SHEET 14 Mortgage Credit Directive 201SHEET 15 Markets in Financial Instruments Directive 209SHEET 16 Packaged Retail and Insurance-based Investment Products Regulation 225SHEET 17 Payments Services Directive 229SHEET 18 Rating Agencies Regulation 239SHEET 19 Undertakings for Collective Investment in Transferable Securities Directive 243SHEET 20 Unfair Commercial Practices Directive 253Appendix A Important Definitions from European Legal Texts 257Appendix B Abbreviations Used for Legal References 277Index 279