BERNARDO NICOLETTI was born in Salerno, Italy. He graduated from the Polytechnic School of Turin, Italy and has an MSEE from Carnegie Mellon University, Pittsburgh, PA, USA. He worked for GE Capital, as Group CTO, and AIG, with assignments in Italy, UK, USA and Argentina. Currently he is Professor of IT Procurement at the Master in Procurement of the University of TorVergata, Rome, Italy and provides consultancy in Europe and Asia on IT Strategy, Organization and Procurement. In all his positions, Bernardo has been particularly active in the application of Lean Six Sigma to Financial Institutions. He calls his approach 'Lean & Digitize' and over time has developed a specific methodology as a way to reduce costs and improve quality, bringing value to the Business. He is the author of 20 books on Management, published in Italy, and one to be published in 2012 by Gower Press on Lean and Digitize. He has been a frequent speaker in International Conferences and published 200 articles in domestic and international reviews.

"Cloud computing is a must in the current transformation process that the banking and financial industry are going through. To put a whole bank in the cloud will be the driver. In this book, Bernardo Nicoletti provides a clear, insightful and practical guide on how this can be achieved." - Julio Yepes Sanchez, CEO of BBVA

• The Transformation of Financial Institutions Cloud Computing Cloud Computing in Financial Institutions Controls on Cloud Computing The Future of ICT in Financial Institutions Case Study: A Large European Bank Conclusions Glossary Bibliography

BERNARDO NICOLETTI was born in Salerno, Italy. He graduated from the Polytechnic School of Turin, Italy and has an MSEE from Carnegie Mellon University, Pittsburgh, PA, USA. He worked for GE Capital, as Group CTO, and AIG, with assignments in Italy, UK, USA and Argentina. Currently he is Professor of IT Procurement at the Master in Procurement of the University of TorVergata, Rome, Italy and provides consultancy in Europe and Asia on IT Strategy, Organization and Procurement. In all his positions, Bernardo has been particularly active in the application of Lean Six Sigma to Financial Institutions. He calls his approach 'Lean & Digitize' and over time has developed a specific methodology as a way to reduce costs and improve quality, bringing value to the Business. He is the author of 20 books on Management, published in Italy, and one to be published in 2012 by Gower Press on Lean and Digitize. He has been a frequent speaker in International Conferences and published 200 articles in domestic and international reviews.

"Cloud computing is a must in the current transformation process that the banking and financial industry are going through. To put a whole bank in the cloud will be the driver. In this book, Bernardo Nicoletti provides a clear, insightful and practical guide on how this can be achieved." - Julio Yepes Sanchez, CEO of BBVA

• The Transformation of Financial Institutions Cloud Computing Cloud Computing in Financial Institutions Controls on Cloud Computing The Future of ICT in Financial Institutions Case Study: A Large European Bank Conclusions Glossary Bibliography

BERNARDO NICOLETTI was born in Salerno, Italy. He graduated from the Polytechnic School of Turin, Italy and has an MSEE from Carnegie Mellon University, Pittsburgh, PA, USA. He worked for GE Capital, as Group CTO, and AIG, with assignments in Italy, UK, USA and Argentina. Currently he is Professor of IT Procurement at the Master in Procurement of the University of TorVergata, Rome, Italy and provides consultancy in Europe and Asia on IT Strategy, Organization and Procurement. In all his positions, Bernardo has been particularly active in the application of Lean Six Sigma to Financial Institutions. He calls his approach 'Lean & Digitize' and over time has developed a specific methodology as a way to reduce costs and improve quality, bringing value to the Business. He is the author of 20 books on Management, published in Italy, and one to be published in 2012 by Gower Press on Lean and Digitize. He has been a frequent speaker in International Conferences and published 200 articles in domestic and international reviews.

"Cloud computing is a must in the current transformation process that the banking and financial industry are going through. To put a whole bank in the cloud will be the driver. In this book, Bernardo Nicoletti provides a clear, insightful and practical guide on how this can be achieved." - Julio Yepes Sanchez, CEO of BBVA

• The Transformation of Financial Institutions Cloud Computing Cloud Computing in Financial Institutions Controls on Cloud Computing The Future of ICT in Financial Institutions Case Study: A Large European Bank Conclusions Glossary Bibliography