Carl Packman is a writer, researcher and broadcaster. He is the author of Loan Sharks: The Rise and Rise of Payday Lending (2012), a regular commentator on issues such as finance and personal debt, and has written for many household publications such as the Guardian in the UK and American Banker in the US.

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• 1. The History and Development of High Cost Credit and Payday Lending 2. Payday in the UK 3. The European Directive to Consume 4. The Australian SACCs Appeal 5. Back in North America 6. Discussion Points 7. Conclusion and Recommendations

Carl Packman is a writer, researcher and broadcaster. He is the author of Loan Sharks: The Rise and Rise of Payday Lending (2012), a regular commentator on issues such as finance and personal debt, and has written for many household publications such as the Guardian in the UK and American Banker in the US.

Select Guide Rating

• 1. The History and Development of High Cost Credit and Payday Lending 2. Payday in the UK 3. The European Directive to Consume 4. The Australian SACCs Appeal 5. Back in North America 6. Discussion Points 7. Conclusion and Recommendations

Carl Packman is a writer, researcher and broadcaster. He is the author of Loan Sharks: The Rise and Rise of Payday Lending (2012), a regular commentator on issues such as finance and personal debt, and has written for many household publications such as the Guardian in the UK and American Banker in the US.

Select Guide Rating

• 1. The History and Development of High Cost Credit and Payday Lending 2. Payday in the UK 3. The European Directive to Consume 4. The Australian SACCs Appeal 5. Back in North America 6. Discussion Points 7. Conclusion and Recommendations