Internal Rating Systems and the Bank-Firm Relationship

Bernardino Quattrociocchi (PhD), is a research fellow at the International Franchise Centre at the Faculty of Business, Management and Social Studies, University of Westminster, London. He has taught within the Department of Management at the Faculty of Economics, University of Rome 'Sapienza' since 1997, covering topics including Business Administration, Logistic and Production and Corporate Sustainability. Between 2005 and 2010 he taught in the Faculty of Economics at the Universidad Del Salvador (USAL), Buenos Aires (AR), and also at the Simon Ohm University of Applied Science, Nuremberg, Germany, in 2014, where he taught a module entitled "Logistic and Productive Performance in Pharmaceutical Industry - Case Studies". He is author of more than 100 papers, many of which have been included in scientific reviews and presented at national and international conferences. He has also collaborated in research projects with the Polytechnic of Poznan, Poland, the University of Seville, Spain, and the University of Millikin, Illinois, US. He is a member of the scientific board for Il Capitale culturale: Studies on the value cultural Heritage and Associate Editor of Practical Ideas in Economics and Finance. He is co-founder of Sinergica S.p.A., an academic centre for social and economic study.

• IntroductionPART I LOGIC AND CRITERIA FOR THE CLASSIFICATION OF THE NETWORKS1. Enterprise Networks1.1. Enterprise Networks: A Survey Reasoned1.2. Literature Review2. Classificazione Dei Network2.1. The Intercompany2.1.1. Types Of Networks2.2. Groups And Networks: The Reasons For A Separate Analysis3.Stimate Of Cohesion Between Companies In A Network3.1. The Social Network Analysis3.1.1. Graph Theory3.1.2 The Graph3.2. Density And Centrality3.2.1 IndicatorsPART II. GOVERNANCE AND PATHS ASSIGNMENT AND QUANTIFICATION OF THE NETWORK RATING4. The Network Governance4.1 Network Coordination Methods And Connection Types Between Nodes4.2 The Relationships Within The Network Governance4.3 The Model Of Network Governance4.4 The Evolution Of The Governance Of The Network4.5 The Phases Of A Proper Strategic Planning Of Business NetworksPART III. GUIDELINES IN CALCULATING THE PREMIUM NETWORK5. Risk Of NetworkInsolvency5.1. The Theoretical Framework To Support A Network Rating5.2 .The Financing Of Business Networks5.3.Insolvency Risk And Financial Stability Of The Networks5.4 The Rating For Business Networks5.5. The Theoretical Framework To Support The Premium Network.5.6 Possible Paths Of Rating Assignment To Business NetworksPART III. GUIDELINES IN CALCULATING THE PREMIUM NETWORK6. Premium Network6.1 Definition And Meaning Of The Premium Network6.2 Qualification Of The Rating Of The Network6.3 Evolution Of The Network: The Italian Experience6.3.1.Elements Required And Optional Enhancing The Premium Network6.3.2. The Elements Needed6.3.3. Optional Elements Of The Network6.3.4. Other Optional Elements6.4. The Risk Profiling Of The Elements Of Judgment6.4.1. The Qualitative Elements Related To Business6.4.2. The Qualitative Elements Related To Governance6.4.3. The Quantitative Elements Related To Financial Aspects6.4.4. The Quantitative Aspects Related To Real6.5. The Proposal Of The Analysis Model6.6. The Role Of Banks In Financing Networks: The Case Of UnicreditReferences