GianlucaOricchio has held senior capital and risk managementpositions at several global financial institutions for over 20 years. He haspreviously served as Head of Credit Treasury at Unicredit Group, Italy, and asHead of ACPM at Capitalia Banking Group, Italy. He has written several books onfinancial markets, corporate finance and risk management.AndreaCrovetto isco-founder and CEO of EPIC, a web-based securities trading platform focused onEuropean SMEs. Over the past 20 years Andrea has held senior management positionsat several major banks and has launched many innovative initiatives such asTLX, MAC/AIM and Kilovar.SergioLugaresi is currently Project Manager at the ItalianBanking Association and interim Head of the Office of the World Bank in Rome,Italy. He is a member of the Panel of Experts at the International MonetaryFund (IMF). He has published several articles on banking, economics, monetaryand fiscal policy. <StefanoFontana is Assistant Professor in accounting andcorporate management at La Sapienza State University in Rome, Italy. He is the authorof many publications on corporate finance, business valuation, accounting.

• 1)Banking Crisis and SME Credit Risk Assessment; Gianluca Oricchio.- 2) SMEs inEurope: An Overview; Stefano Fontana.- 3) European SMEs Funding Through Securitisation: An Introduction; Stefano Fontana.-4) Corporateand SME Credit Rating Models; Gianluca Oricchio.- 5) SME Credit Rating Models: A New Approach; Gianluca Oricchio.- 6) Restarting theCredit Engine in Europe; Sergio Lugaresi.- 7) Alternative Funding Options:E-Platforms; Andrea Crovetto.- 8) The EPIC Case Study; Andrea Crovetto.

GianlucaOricchio has held senior capital and risk managementpositions at several global financial institutions for over 20 years. He haspreviously served as Head of Credit Treasury at Unicredit Group, Italy, and asHead of ACPM at Capitalia Banking Group, Italy. He has written several books onfinancial markets, corporate finance and risk management.AndreaCrovetto isco-founder and CEO of EPIC, a web-based securities trading platform focused onEuropean SMEs. Over the past 20 years Andrea has held senior management positionsat several major banks and has launched many innovative initiatives such asTLX, MAC/AIM and Kilovar.SergioLugaresi is currently Project Manager at the ItalianBanking Association and interim Head of the Office of the World Bank in Rome,Italy. He is a member of the Panel of Experts at the International MonetaryFund (IMF). He has published several articles on banking, economics, monetaryand fiscal policy. <StefanoFontana is Assistant Professor in accounting andcorporate management at La Sapienza State University in Rome, Italy. He is the authorof many publications on corporate finance, business valuation, accounting.

• 1)Banking Crisis and SME Credit Risk Assessment; Gianluca Oricchio.- 2) SMEs inEurope: An Overview; Stefano Fontana.- 3) European SMEs Funding Through Securitisation: An Introduction; Stefano Fontana.-4) Corporateand SME Credit Rating Models; Gianluca Oricchio.- 5) SME Credit Rating Models: A New Approach; Gianluca Oricchio.- 6) Restarting theCredit Engine in Europe; Sergio Lugaresi.- 7) Alternative Funding Options:E-Platforms; Andrea Crovetto.- 8) The EPIC Case Study; Andrea Crovetto.

GianlucaOricchio has held senior capital and risk managementpositions at several global financial institutions for over 20 years. He haspreviously served as Head of Credit Treasury at Unicredit Group, Italy, and asHead of ACPM at Capitalia Banking Group, Italy. He has written several books onfinancial markets, corporate finance and risk management.AndreaCrovetto isco-founder and CEO of EPIC, a web-based securities trading platform focused onEuropean SMEs. Over the past 20 years Andrea has held senior management positionsat several major banks and has launched many innovative initiatives such asTLX, MAC/AIM and Kilovar.SergioLugaresi is currently Project Manager at the ItalianBanking Association and interim Head of the Office of the World Bank in Rome,Italy. He is a member of the Panel of Experts at the International MonetaryFund (IMF). He has published several articles on banking, economics, monetaryand fiscal policy. <StefanoFontana is Assistant Professor in accounting andcorporate management at La Sapienza State University in Rome, Italy. He is the authorof many publications on corporate finance, business valuation, accounting.

• 1)Banking Crisis and SME Credit Risk Assessment; Gianluca Oricchio.- 2) SMEs inEurope: An Overview; Stefano Fontana.- 3) European SMEs Funding Through Securitisation: An Introduction; Stefano Fontana.-4) Corporateand SME Credit Rating Models; Gianluca Oricchio.- 5) SME Credit Rating Models: A New Approach; Gianluca Oricchio.- 6) Restarting theCredit Engine in Europe; Sergio Lugaresi.- 7) Alternative Funding Options:E-Platforms; Andrea Crovetto.- 8) The EPIC Case Study; Andrea Crovetto.