PETER CHALLEN is a Sloan Fellow at London Business School, UK BERNARD LIETAER is a Research Fellow at Centre for Sustainable Resources, Berkeley University, California, USANICK POTTS is a Reader at Southampton Solent University, UKRODNEY SHAKESPEARE is a Visiting Professor at Trisakti University, Jakarta, Indonesia

• Introduction; C.Adams & S.Mouatt PART ONE: THEORY Monetary Monopoly as Structural Cause for Systemic Financial Instability?; B.Lietaer Marx's Big Idea; N.Potts When is a Financial Crisis not a Financial Crisis?; N.Potts The Dissolution of the Financial State; S.Mouatt The Corporate Subjugation of Money and Banking; S.Mouatt PART TWO: THE EVIDENCE The Emergence of Non-Banks: E-Commerce Driven Competition in the Financial Sector; C.Adams Changing Payment Systems; C.Adams Ascendant Corporate Monies: Electronic Money in an Electronic World; C.Adams Complementary Currencies at Work; B.Lietaer PART THREE: THE FUTURE Towards an Ecology of Complementary Currencies; B.Lietaer The State-Issue of Currency without Usury; P.Challen, S.Mouatt & R.Shakespeare The Future: Competition from the Technology Arena ; C.Adams A Complementary and Competitive Monetary System for the Future?; C.Adams & S.Mouatt

PETER CHALLEN is a Sloan Fellow at London Business School, UK BERNARD LIETAER is a Research Fellow at Centre for Sustainable Resources, Berkeley University, California, USANICK POTTS is a Reader at Southampton Solent University, UKRODNEY SHAKESPEARE is a Visiting Professor at Trisakti University, Jakarta, Indonesia

• Introduction; C.Adams & S.Mouatt PART ONE: THEORY Monetary Monopoly as Structural Cause for Systemic Financial Instability?; B.Lietaer Marx's Big Idea; N.Potts When is a Financial Crisis not a Financial Crisis?; N.Potts The Dissolution of the Financial State; S.Mouatt The Corporate Subjugation of Money and Banking; S.Mouatt PART TWO: THE EVIDENCE The Emergence of Non-Banks: E-Commerce Driven Competition in the Financial Sector; C.Adams Changing Payment Systems; C.Adams Ascendant Corporate Monies: Electronic Money in an Electronic World; C.Adams Complementary Currencies at Work; B.Lietaer PART THREE: THE FUTURE Towards an Ecology of Complementary Currencies; B.Lietaer The State-Issue of Currency without Usury; P.Challen, S.Mouatt & R.Shakespeare The Future: Competition from the Technology Arena ; C.Adams A Complementary and Competitive Monetary System for the Future?; C.Adams & S.Mouatt