Kelsey Lockhart had been the black sheep "baby" sister of the family since forever. Fickle, stubbornly single…the only virgin in the great state of Texas, she was sure! But she'd never needed a man – till now. The only way to hold on to the family homestead was to partner with Brady Anderson – in business and in bed. The contracts, the "I do's," the seduction were easy…except Kelsey chickened out before she closed the conjugal deal.Brady admired his new "wife's" determination, loved her sass and the fact that she was full of surprises – except for one. Kelsey's innocence was not part of the bargain. And a day of reckoning was coming….