Credit Repair

Bad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. It can also mean paying a bundle in rates and fees for any loans or credit you do get.

Use this comprehensive how-to manual to rebuild bad credit and protect improved credit. Learn how to:

• reduce expenses
• create a workable budget
• negotiate with creditors
• improve your credit score, and
• protect yourself against identity theft