Manage Your Money

Bob Smale is a freelance writer, trainer and mentor with long standing interests in personal development and employee relations. Bob started his working life in banking and was concurrently a part-time professional musician. After becoming a mature student he completed a Labour Studies Diploma at Ruskin College, Oxford and a first degree at University of Kent. He has completed an M.Phil with University of Kent and D.Phil with the University of Portsmouth and is also a qualified holistic therapist. During 31 years in education he taught in further, adult and higher education, developing an interest in pedagogy and receiving an award for ‘Excellence in Facilitating and Empowering Learning’ From the University of Brighton. Bob is the lead author of two editions of ‘How to Succeed at University: an Essential Guide to Academic Skills, Personal Development and Employability’, published by Sage, which brought together his knowledge of personal development and academia.

Focused and accessible

• Section 1: What do I need to know to manage my money successfully at university and beyond?Section 2 : What is my student finance package and when should I start to apply for it?Section 3: What other sources of money could I draw on?Section 4: How should I select and operate my student bank account?Section 5: How can I make and manage a budget successfully?Section 6: How can I develop successful spending skills?Section 7: How will where I live affect my money?Section 8: What if I run into financial problems?Section 9: How do I know if I’ve got it all together and where can I access help and advice?