Robert Mark Silverman Ph.D. (1997) in Urban Studies, University of Wisconsin, Milwaukee, is an Associate Professor of Urban and Regional Planning at the University at Buffalo. He is author of numerous articles on housing, public participation, nonprofits, and community development.Kelly L. Patterson Ph.D. (2002) in Urban Studies, University of Wisconsin, Milwaukee, is an Assistant Professor of Social Work at the University at Buffalo. Her research focuses on rent vouchers, fair housing, discrimination, social policy, and the African American experience

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• List of Figures and TablesAcknowledgementsNotes on Contributors1. Making Housing Policy Fairer and More Affordable in the U.S., Robert Mark Silverman and Kelly L. PattersonPART ONE: FAIR HOUSING, POLICY AND PERCEPTIONS2. Intergovernmental Enforcement of the Fair Housing Act: The Fair Housing Assistance Program, Eric M. Wilk, Charles M. Lamb and Nicholas R. Seabrook3. The Federal Courts and Fair Housing Policy: A Principal-Agent Interpretation, Nicholas R. Seabrook, Charles M. Lamb and Eric M. Wilk4. Fair Housing in the US Real Estate Industry: Perceptions of Black Real Estate Professionals, Robert Mark SilvermanPART TWO: AFFORDABLE HOUSING, FINANCE AND LAND USE ISSUES5. Barriers to Affordable Housing Implementation: Finance, Regulation, and Public Opinion, J. Rosie Tighe 6. The Low-Income Housing Tax Credit, Alex Schwartz7. Inclusionary Housing and Fair Housing, Dennis KeatingPART THREE: RENT VOUCHERS, A TOOL TO DECONCETRATE POVERTY8. What Should Housing Vouchers Accomplish, David Varady9. Stuck in Buffalo, But Why?: Residential Spatial Patterns of Housing Choice Voucher Holders in a Rust Belt City, Kelly L. Patterson10. Should Low-Income Housing Tax Credits and Housing Choice Vouchers Be Fungible?, Kirk McClurePART FOUR: THE RISE AND STALL OF HOMEOWNERSHIP11. The Historic Roots of the Crisis in Housing Affordability: The Case of Buffalo New York, 1920-1950, Henry Louis Taylor, Jr. 12. Segregation as a Driver of Subprime Lending and the Ensuing Economic Fallout, Gregory D. Squires13. Be It Ever So Humble, There’s No Place Like Home: The Experiences of Low-Income Homebuyers, Anna Maria Santiago, George C. Galster, Cristina M. Tucker, Ana H. Santiago-San Roman and Angela A. KaiserIndex