Founder and President of Razor Wealth Management, LLC, Derek Moore helps individual investors build portfolios to weather various market conditions.As Director at ZEGA Financial, he spoke around the country to educate advisors on risk management and alternative strategies. Derek was also the Director of National Education for TD Ameritrade. There he founded a client education program and delivered presentations to large and small groups nationwide.Derek has completed four full Ironman Triathlons. He resides in Scottsdale, AZ.

Moore, who helps individual investors build portfolios to deal with various market conditions, contends that traditional asset allocations in investing may fail in the future and describes the need for new asset classes to modernize the investment pie chart to withstand risky markets. He explains why bonds’ past performance can’t predict future results, misunderstandings about target date funds, why diversification fails, the need for strategies that generate returns in sideways and bear markets, the consequences of current economic conditions, the importance of sequence of returns, strategies that can input a hard floor below the market to hedge risk, short volatility as a small piece in new portfolios, synthetic options, and risk-adjusted returns.

• Introduction - Did 2008 Teach Us Anything?Chapter 1. What's in Your Pie Chart?Chapter 2. Why Bonds Past Performance Can’t Equal Future ResultsChapter 3. Target Date Funds SurpriseChapter 4. Why Diversification Fails In Market SelloffsChapter 5. What If We Go Sideways Or Down?Chapter 6. This Time Is Different?Chapter 7. Why Sequence Of Returns Matter For Your RetirementChapter 8. Alternative Solutions And Hard Floors For PortfoliosChapter 9. Volatility Is An Emerging Asset ClassChapter 10. Synthetics To Build Positions With A Seat BeltChapter 11. Risk Adjusted Returns Matter

Founder and President of Razor Wealth Management, LLC, Derek Moore helps individual investors build portfolios to weather various market conditions.As Director at ZEGA Financial, he spoke around the country to educate advisors on risk management and alternative strategies. Derek was also the Director of National Education for TD Ameritrade. There he founded a client education program and delivered presentations to large and small groups nationwide.Derek has completed four full Ironman Triathlons. He resides in Scottsdale, AZ.

Moore, who helps individual investors build portfolios to deal with various market conditions, contends that traditional asset allocations in investing may fail in the future and describes the need for new asset classes to modernize the investment pie chart to withstand risky markets. He explains why bonds’ past performance can’t predict future results, misunderstandings about target date funds, why diversification fails, the need for strategies that generate returns in sideways and bear markets, the consequences of current economic conditions, the importance of sequence of returns, strategies that can input a hard floor below the market to hedge risk, short volatility as a small piece in new portfolios, synthetic options, and risk-adjusted returns.

• Introduction - Did 2008 Teach Us Anything?Chapter 1. What's in Your Pie Chart?Chapter 2. Why Bonds Past Performance Can’t Equal Future ResultsChapter 3. Target Date Funds SurpriseChapter 4. Why Diversification Fails In Market SelloffsChapter 5. What If We Go Sideways Or Down?Chapter 6. This Time Is Different?Chapter 7. Why Sequence Of Returns Matter For Your RetirementChapter 8. Alternative Solutions And Hard Floors For PortfoliosChapter 9. Volatility Is An Emerging Asset ClassChapter 10. Synthetics To Build Positions With A Seat BeltChapter 11. Risk Adjusted Returns Matter

Founder and President of Razor Wealth Management, LLC, Derek Moore helps individual investors build portfolios to weather various market conditions.As Director at ZEGA Financial, he spoke around the country to educate advisors on risk management and alternative strategies. Derek was also the Director of National Education for TD Ameritrade. There he founded a client education program and delivered presentations to large and small groups nationwide.Derek has completed four full Ironman Triathlons. He resides in Scottsdale, AZ.

Moore, who helps individual investors build portfolios to deal with various market conditions, contends that traditional asset allocations in investing may fail in the future and describes the need for new asset classes to modernize the investment pie chart to withstand risky markets. He explains why bonds’ past performance can’t predict future results, misunderstandings about target date funds, why diversification fails, the need for strategies that generate returns in sideways and bear markets, the consequences of current economic conditions, the importance of sequence of returns, strategies that can input a hard floor below the market to hedge risk, short volatility as a small piece in new portfolios, synthetic options, and risk-adjusted returns.

• Introduction - Did 2008 Teach Us Anything?Chapter 1. What's in Your Pie Chart?Chapter 2. Why Bonds Past Performance Can’t Equal Future ResultsChapter 3. Target Date Funds SurpriseChapter 4. Why Diversification Fails In Market SelloffsChapter 5. What If We Go Sideways Or Down?Chapter 6. This Time Is Different?Chapter 7. Why Sequence Of Returns Matter For Your RetirementChapter 8. Alternative Solutions And Hard Floors For PortfoliosChapter 9. Volatility Is An Emerging Asset ClassChapter 10. Synthetics To Build Positions With A Seat BeltChapter 11. Risk Adjusted Returns Matter