Simon Grima, is the Head of the Department of Insurance, and an Associate Professor at the University of Malta. His research focus and consultancy is on Governance, Regulations, and Internal Controls.Ercan Özen, is the Head of the Department of Insurance, Deputy Dean of the Faculty of Economics, Management and Accountancy and an Associate Professor at the University of Malta. His research focus and consultancy are on Risk Management, Governance, Regulations, and Internal Controls.Rebecca Emily Dalli Gonzi, is an architect, project co-ordinator and Senior lecturer. She is a registered and certified civil engineer by the Chamber of Architects Malta, and a registered chartered member of the Royal Institute for British Architects London. She is a resident academic at the University of Malta.

• Chapter 1. Mapping out Cross-Sectoral Collaboration and Multi-Level Governance within Single-use Plastic Policy: An Analysis; Clinton Cassar and Mario Thomas Vassallo Chapter 2. Financial Regulation and Bank Supervision during a Pandemic; Peterson K. Ozili Chapter 3. A Study of Insurance Contracts within the Legal Context of a Small Island Influenced by The Commonwealth, The European Union and The Mediterranean The case of Utmost Good Faith and Insurable Interest; Ramon Mizzi, Andre Farrugia, Ercan Özen, and Simon Grima Chapter 4. Consumer Behavior in the New Economic Reality. Approaches to Personalised Medicine: From Paradigms to Challenges; Artiom Jucov, Liliana Staver, and Larisa Mistrean Chapter 5. Determination of the Sensitivity of Stock Index to Macroeconomic and Psychological Factors by MARS Method; Münevvere Yıldız and Letife Özdemir Chapter 6. Enterprise Risk Management Assessment of Romanian listed companies for Sustainable Development; Camelia–Daniela Hategan, Nicoleta Sirghi, and Ruxandra Curea-Pitorac Chapter 7. The Effects of Capital Structure Decisions on Financial Risk and Failure: A Research on BIST Food Companies; Serdar Yaman and Turhan Korkmaz Chapter 8. Global Impasses in Public Services Provision due to Covid-19 in G-20 Countries; Sevilay Ece Gümüş Özuyar Chapter 9. Implementation of Sustainability; Özlem Tuna Chapter 10. Sustainability Risk Management: A Survey of the Literature; Oya Korkmaz Chapter 11. Financial Institutions' Governance Innovation and Credibility Strategy; Tjaša Štrukelj, Sabina Taškar Beloglavec, Daniel Zdolšek, and Vita Jagrič Chapter 12. CSR 4.0 Dimensions in Relation to the Advantages of Industry 4.0; Anca Băndoi, Cătălina Sitnikov, Anca Tănasie, and Ionut Riza Chapter 13. European Insurance Market Development under the Economic Welfare: Advanced Econometric Approaches; Mirela Cristea, Grațiela Georgiana Noja, Silviu-Valentin Cârstina, and Elena Sorina Caragiani

Simon Grima, is the Head of the Department of Insurance, and an Associate Professor at the University of Malta. His research focus and consultancy is on Governance, Regulations, and Internal Controls.Ercan Özen, is the Head of the Department of Insurance, Deputy Dean of the Faculty of Economics, Management and Accountancy and an Associate Professor at the University of Malta. His research focus and consultancy are on Risk Management, Governance, Regulations, and Internal Controls.Rebecca Emily Dalli Gonzi, is an architect, project co-ordinator and Senior lecturer. She is a registered and certified civil engineer by the Chamber of Architects Malta, and a registered chartered member of the Royal Institute for British Architects London. She is a resident academic at the University of Malta.

• Chapter 1. Mapping out Cross-Sectoral Collaboration and Multi-Level Governance within Single-use Plastic Policy: An Analysis; Clinton Cassar and Mario Thomas Vassallo Chapter 2. Financial Regulation and Bank Supervision during a Pandemic; Peterson K. Ozili Chapter 3. A Study of Insurance Contracts within the Legal Context of a Small Island Influenced by The Commonwealth, The European Union and The Mediterranean The case of Utmost Good Faith and Insurable Interest; Ramon Mizzi, Andre Farrugia, Ercan Özen, and Simon Grima Chapter 4. Consumer Behavior in the New Economic Reality. Approaches to Personalised Medicine: From Paradigms to Challenges; Artiom Jucov, Liliana Staver, and Larisa Mistrean Chapter 5. Determination of the Sensitivity of Stock Index to Macroeconomic and Psychological Factors by MARS Method; Münevvere Yıldız and Letife Özdemir Chapter 6. Enterprise Risk Management Assessment of Romanian listed companies for Sustainable Development; Camelia–Daniela Hategan, Nicoleta Sirghi, and Ruxandra Curea-Pitorac Chapter 7. The Effects of Capital Structure Decisions on Financial Risk and Failure: A Research on BIST Food Companies; Serdar Yaman and Turhan Korkmaz Chapter 8. Global Impasses in Public Services Provision due to Covid-19 in G-20 Countries; Sevilay Ece Gümüş Özuyar Chapter 9. Implementation of Sustainability; Özlem Tuna Chapter 10. Sustainability Risk Management: A Survey of the Literature; Oya Korkmaz Chapter 11. Financial Institutions' Governance Innovation and Credibility Strategy; Tjaša Štrukelj, Sabina Taškar Beloglavec, Daniel Zdolšek, and Vita Jagrič Chapter 12. CSR 4.0 Dimensions in Relation to the Advantages of Industry 4.0; Anca Băndoi, Cătălina Sitnikov, Anca Tănasie, and Ionut Riza Chapter 13. European Insurance Market Development under the Economic Welfare: Advanced Econometric Approaches; Mirela Cristea, Grațiela Georgiana Noja, Silviu-Valentin Cârstina, and Elena Sorina Caragiani