H. Kent Baker, DBA, PhD, CFA, CMA, is University Professor of Finance in the Kogod School of Business at American University. He is an award-winning author/editor of 34 books and more than 300 other publications, winning the 2018 Axiom Business Book Award for his book Investment Traps Exposed: Navigating Investor Mistakes and Behavioral Biases.  John R. Nofsinger, PhD, is the William H. Seward Endowed Chair in International Finance at the University of Alaska Anchorage. He is the author/editor of 13 books and is most widely known in the areas of behavioral finance, socially responsible investing, and the biology of finance. Andrew C. Spieler, PhD, CFA, FRM, CAIA, is the Robert F. Dall Distinguished Professor of Business in the Frank G. Zarb School of Business at Hofstra University and founder of Advanced Quantitative Consulting, LLC. He has authored over 40 articles and book chapters and received three "best paper" awards from the American Real Estate Society.

• Chapter 1. Becoming a Millionaire Chapter 2. The Stock Market: Owning a Piece of Companies Chapter 3. Being a Lender Not a Borrower: The Bond Market  Chapter 4. Designing Your Portfolio: The Role of Asset Allocation, Diversification, and Rebalancing Chapter 5. Using Mutual Funds and ETFs to Achieve Your Financial Goals Chapter 6. Maximizing Retirement Plans

H. Kent Baker, DBA, PhD, CFA, CMA, is University Professor of Finance in the Kogod School of Business at American University. He is an award-winning author/editor of 34 books and more than 300 other publications, winning the 2018 Axiom Business Book Award for his book Investment Traps Exposed: Navigating Investor Mistakes and Behavioral Biases.  John R. Nofsinger, PhD, is the William H. Seward Endowed Chair in International Finance at the University of Alaska Anchorage. He is the author/editor of 13 books and is most widely known in the areas of behavioral finance, socially responsible investing, and the biology of finance. Andrew C. Spieler, PhD, CFA, FRM, CAIA, is the Robert F. Dall Distinguished Professor of Business in the Frank G. Zarb School of Business at Hofstra University and founder of Advanced Quantitative Consulting, LLC. He has authored over 40 articles and book chapters and received three "best paper" awards from the American Real Estate Society.

• Chapter 1. Becoming a Millionaire Chapter 2. The Stock Market: Owning a Piece of Companies Chapter 3. Being a Lender Not a Borrower: The Bond Market  Chapter 4. Designing Your Portfolio: The Role of Asset Allocation, Diversification, and Rebalancing Chapter 5. Using Mutual Funds and ETFs to Achieve Your Financial Goals Chapter 6. Maximizing Retirement Plans