Dave Ramsey is America's trusted voice on money and business. His five New York Times bestselling books-Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, and Smart Money Smart Kids-have sold more than 7 million copies combined. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations and iHeartRadio. As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 New York Times best-selling book Smart Money Smart Kids with her dad. You can follow Rachel on Twitter at @RachelCruze and online at rachelcruze.com or at facebook.com/rachelramseycruze.

Dave Ramsey is America's trusted voice on money and business. His five New York Times bestselling books-Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, and Smart Money Smart Kids-have sold more than 7 million copies combined. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations and iHeartRadio. As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 New York Times best-selling book Smart Money Smart Kids with her dad. You can follow Rachel on Twitter at @RachelCruze and online at rachelcruze.com or at facebook.com/rachelramseycruze.

Dave Ramsey is America's trusted voice on money and business. His five New York Times bestselling books-Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, and Smart Money Smart Kids-have sold more than 7 million copies combined. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations and iHeartRadio. As a seasoned communicator and Ramsey Personality, Rachel Cruze has been speaking to groups as large as 10,000 for more than a decade. The daughter of Dave Ramsey, she joined Ramsey Solutions in 2010 and uses the knowledge and experiences from growing up in the Ramsey household to educate others on the proper way to handle their money wisely and stay out of debt. Rachel co-authored the #1 New York Times best-selling book Smart Money Smart Kids with her dad. You can follow Rachel on Twitter at @RachelCruze and online at rachelcruze.com or at facebook.com/rachelramseycruze.