Sanjay Taneja, PhD, is an Associate Professor in Research at Graphic Era University in Dehradun, India, and an Affiliate Professor at Uşak University in Turkey. He has over 50 publications to date, including research papers, e-books, textbooks, and edited books. He also holds several patents. He is frequently invited as a speaker and has served as a session conference chair, resource person, and judge. He focuses on areas such as banking regulations, fintech, sustainable finance, and environmental finance.Mohammad Kashif, PhD, is an Assistant Professor of Management Studies at Graphic Era University, Dehradun, India. He is an esteemed academic and researcher specializing in management, finance, financial economics, and international business. His work has been recognized with awards and senior and junior research fellowships. He has also authored several textbooks and is mentoring PhD scholars. Additionally, he actively participates in academic events, delivering keynote lectures and organizing national-level conferences.Ercan Özen, PhD, is a Professor of Finance in the Faculty of Applied Sciences at the University of Uşak, Turkey. He has edited books and has more than 100 publications to his credit. He is a board member of several international conferences and workshops and chair of the International Applied Social Sciences Congress and co-editor of the Journal of Corporate Governance, Insurance and Risk Management and Opportunities and Challenges in Sustainability. Dr. Özen is also a certificated accountant, member of the Aegean Finance Association, and member of TEMA (Turkey Combating Soil Erosion, for Reforestation and the Protection of Natural Resources Foundation).Luan Vardari, PhD, is Assistant Professor of Finance in the Faculty of Economics at University “Ukshin Hoti,” Prizren, Kosovo. He teaches finance courses at graduate and undergraduate levels. His research interests include financial markets and institutions, portfolio optimizations, and international finance. Dr. Vardari is the founder and editor-in-chief of Prizren Social Science Journal. He is also an editor for book chapters and articles in national and international journals.
