Jan A. Jans is a specialist in financial regulatory law with a focus on the regulatory framework covering banks, insurance companies, payment service providers, investment firms and investment funds. Prior to joining Regulatory Counsel I Financial Services as partner in 2022, Dr. Jans has been working as a financial regulatory lawyer at Linklaters LLP. He graduated from Nijmegen University in 2008. In addition to law, he studied financial economics and business administration. He completed the post-academic education Securities Law at the Grotius Academy in 2012. Dr. Jans publishes regularly in national law journals.

• 1. Introduction: Banks And Non-Banks In The European Market For Payments.- 2. Payments.- 3. Key Legislative Initiatives On The Establishment Of An Internal Market For Payments.- 4. Non-Bank Market Access.- 5. Security Measures For Banks And Non-Banks.- 6. Anti-Money Laundering And The Allocation Of Responsibilities Between Banks And Non-Banks.- 7. Allocation Of Liability In Case Of Unauthorised Or Erroneous Payments.- 8. Payment Systems And Non-Banks Access To Payment Systems.- 9. EU Competition Enforcement In The Payments Sector.- 10. Concluding Remarks.

Jan A. Jans is a specialist in financial regulatory law with a focus on the regulatory framework covering banks, insurance companies, payment service providers, investment firms and investment funds. Prior to joining Regulatory Counsel I Financial Services as partner in 2022, Dr. Jans has been working as a financial regulatory lawyer at Linklaters LLP. He graduated from Nijmegen University in 2008. In addition to law, he studied financial economics and business administration. He completed the post-academic education Securities Law at the Grotius Academy in 2012. Dr. Jans publishes regularly in national law journals.

• 1. Introduction: Banks And Non-Banks In The European Market For Payments.- 2. Payments.- 3. Key Legislative Initiatives On The Establishment Of An Internal Market For Payments.- 4. Non-Bank Market Access.- 5. Security Measures For Banks And Non-Banks.- 6. Anti-Money Laundering And The Allocation Of Responsibilities Between Banks And Non-Banks.- 7. Allocation Of Liability In Case Of Unauthorised Or Erroneous Payments.- 8. Payment Systems And Non-Banks Access To Payment Systems.- 9. EU Competition Enforcement In The Payments Sector.- 10. Concluding Remarks.

Jan A. Jans is a specialist in financial regulatory law with a focus on the regulatory framework covering banks, insurance companies, payment service providers, investment firms and investment funds. Prior to joining Regulatory Counsel I Financial Services as partner in 2022, Dr. Jans has been working as a financial regulatory lawyer at Linklaters LLP. He graduated from Nijmegen University in 2008. In addition to law, he studied financial economics and business administration. He completed the post-academic education Securities Law at the Grotius Academy in 2012. Dr. Jans publishes regularly in national law journals.

• 1. Introduction: Banks And Non-Banks In The European Market For Payments.- 2. Payments.- 3. Key Legislative Initiatives On The Establishment Of An Internal Market For Payments.- 4. Non-Bank Market Access.- 5. Security Measures For Banks And Non-Banks.- 6. Anti-Money Laundering And The Allocation Of Responsibilities Between Banks And Non-Banks.- 7. Allocation Of Liability In Case Of Unauthorised Or Erroneous Payments.- 8. Payment Systems And Non-Banks Access To Payment Systems.- 9. EU Competition Enforcement In The Payments Sector.- 10. Concluding Remarks.