Innovations and Contemporary Trends in Business & Economics

Cemil S¸enel works as an associate professor at Ankara Hacı Bayram Veli University,Türkiye. He teaches financial management and investment analysis courses at the undergraduate,master’s and doctoral levels. His research areas include finance, banking,investment analysis and financial technology.Mücahit Burak Ünlüönen is an assistant professor at Ankara Hacı Bayram Veli University,Türkiye. He teaches management and organization, contemporary managementapproaches at the undergraduate level and competitive strategies at the graduate level.His research interests include strategic management and organizational behavior.Muhammed Veysel Kaya is a professor at Ankara Haci Bayram Veli University, Türkiye.He teaches macroeconomics and central banking in postgraduate and PhD programmes.His research interests include macroeconomics, banking, monetary policy and economicgrowth.

• List of Contributers — List of Figures and Graphs — List of Tables — Constantinos Challoumis: Approach on Arm’s Length Principle and Fix Length Principle Mathematical Representations — Dorota Kuchta, Ewa Marchwicka, Tymon Marchwicki: Estimation of Risks in a Development Team of a Global Software Project Based on Fuzzy Information and Credibility Assessment — Mohammad Mahbobi, Salman Kimiagari: An Integrated Classification Approach in Predicting Daily Stock Market Fluctuations: Implications for the Aftermath of COVID- 19 — Humberto Nuno Rito Ribeiro, Nuno Duarte Pereira: The Importance of Financial Literacy for Investment Decisions: The Financial Leverage Revisited — Daniela Antonescu: Analysis SWOT at Regional Level. Case Study: Economy of Dornelor Basin, Suceava County, Romania — Tarlan Ahmadov, Rusudan Tsiskaridze, Wolfgang Gerstlberger: Exploring the Roots of Sustainable HR Practices in Estonian Firms — Pedro Fernandes da Anunciação, Filipe António de Lemos, Hailton Lopes da Silva, Mário Joaquim Pereira: Digital Asset Governance and Competitive Intelligence: The Case of a Media Company — Joana Ribeiro dos Santos, Francisco Joaquim Madeira Esteves, Pedro Fernandes da Anunciação, Fernando Miguel do Couto Gonçalves: Big Data, Business Intelligence and Business Competitiveness — Marta Sofia dos Santos Simões Vasques Matos, Francisco José Videira Cachatra, Pedro Fernandes da Anunciação, Aníbal Júdice Guerreiro Cabanita Vieira: Integration of Information Systems: Critical Success Factors for User Satisfaction — Jessica Cristina Caeiro José, Pedro Fernandes da Anunciação, Dorota Kuchta, António Juan Briones Peñalver: Potential of Virtual Reality in Tourism in Portugal — Pedro Fernandes da Anunciação, Dorota Kuchta,Cátia Cristina Ferro Guégués: Organizational Urbanism, Digital Transformation and Smart Cities. The Case of Civil Protection of a Portuguese City — Francisco Joaquim Madeira Esteves, Pedro Fernandes da Anunciação,Hélder Miguel da Graça Alexandre: Roadmap for Enterprise Architecture. The Cornerstone for the Evolution of Information Systems — Lucia Zbihlejová: Self- Assessment of Bossing by Business Managers in Terms of Gender — Rossella Locatelli, Cristiana Schena, Alessandra Tanda: European Climate Change and ESG regulation and Banks’ Lending to SMEs — Fayaz Hussain Tunio, Agha Amad Nabi, Khurram Ali Mubasher, Yi Ding: Measuring the Degree of Fiscal (De) Centralization of Pakistan: Theoretical Model Empirical Analysis — Marija Ham: Social Desirability Bias in Research in Sustainable Marketing — Entela Abdul, Plarent Anamali: Enhancing Albania’s Electronic Procurement System! Balancing Between Data Privacy and Transparency in Public Investment and Procurement — Elira Luli, Mirela Metushaj: Socio- Political Transition and Vulnerabilities in the Western Balkans:A Comparative Study of Montenegro and Albania — Makhmudov Samariddin, Khamdamov Shoh- Jakhon, Turaev Abdurakhim Nortojiyevich, Qamariddin Qo`ldoshev Mansurovich: The Impact of Digital Technologies in the Service Sector of the National Economy: The Case of Uzbekistan — Jasurbek Ataniyazov, Elshod Alimardonov, Anvar Saidmakhmudovich Usmanov, Shoh- Jakhon Khamdamov, Samariddin Makhmudov: The Impact of Financial and Industrial Capital Integration on Economic Stability — Shoh- Jakhon Khamdamov, Zokir Mаmаdiyаrov, Muxlisa Mahmudova, Jurabek Yusufovich Boltayev, Nasiba Sattorova: Digitalization and Taxation: Analyzing the Impact on Household Finances in Uzbekistan — Shoh- Jakhon Khamdamov, Nigora Ravshanovna Bazarova, Samariddin Makhmudov, Elshod Alimardonov, Anvar Saidmakhmudovich Usmanov,Jurabek Yusufovich Boltayev: Analyzing the Economic and Financial Implications of Consumer Credit Practices in Commercial Banks — Samariddin Makhmudov, Shoh- Jakhon Khamdamov, Zokir Mаmаdiyаrov, Muxlisa Mahmudova, Nasiba Sattorova: Econometric Insights into the Stock Market Evolution in Uzbekistan:An OLS Regression Analysis — Tulkin Bobakulov, Ilkhom Alimardonov, Akrom Ishnazarov, Shoh- Jakhon Khamdamov, Umida Salikhodjaeva, Nigora Nematovna Kurbonova: Strategies for Macroeconomic Stability: Financial Insights from Uzbekistan’s Economic Policies — Waqas Shair, Farhat Rasul, Saira Noor, Badar un Nisa, Rizwan Ul Hassan: Digital Divide across Marginalized Segments of Society — Hayati Yusof Zulnurhaini Zolkaply, Ong Hock Siong,Yee Chew Fong,Mohamad Fared Mohamad Makmor, Lee Weng Onn: Being Stateless in Malaysia and Its Implications