Thomas Lerner has been an adviser to banks, telecommunications and industrial companies since the 1990s and works in mobile business/payment in different projects with banks and telecommunications companies.

• Definition and characteristics.- failures and successes.- ingredients to success.- What can prevail in the market?.- Technologies, security, trust and regulatory requirements.- Successful models of practice.- Case Studies.- Final Review.

Thomas Lerner has been an adviser to banks, telecommunications and industrial companies since the 1990s and works in mobile business/payment in different projects with banks and telecommunications companies.

• Definition and characteristics.- failures and successes.- ingredients to success.- What can prevail in the market?.- Technologies, security, trust and regulatory requirements.- Successful models of practice.- Case Studies.- Final Review.

Thomas Lerner has been an adviser to banks, telecommunications and industrial companies since the 1990s and works in mobile business/payment in different projects with banks and telecommunications companies.

• Definition and characteristics.- failures and successes.- ingredients to success.- What can prevail in the market?.- Technologies, security, trust and regulatory requirements.- Successful models of practice.- Case Studies.- Final Review.