Hongmu Lee is a professor of risk management and insurance at the Waseda University, Tokyo in Japan. He received his Ph.D. from the Waseda University. He is also the President of the Insurance and Risk Management Institute of Waseda University. This Insurance and Risk Management Institute is aiming the research with cooperation between industry and the academic world internationally on the insurance and risk management. He has authored several books and articles in academic and professional journals mainly Korea and Japan.Gianni Nicolini is Associate Professor of Finance at the University of Rome Tor Vergata (Rome, Italy). He received a PhD in Banking and Finance at the Universit of Rome Tor Vergata. His main research interests include consumer finance, financial literacy, and financial behaviors, including pension planning behaviors. He has published in international peer reviewed academic journals and published several books.Man Chois a full professor at KDI School of Public Policy and Management in Korea, and is currently serving as Chairman of International Academy of Financial Consumers, an international academic association. His teaching and research areas include FinTech, credit risk management, real estate finance, and and urban and regional economics. Prior to his current position, he worked for Fannie Mae and the World Bank, and also taught at the Johns Hopkins University in the U.S. He holds a Ph.D degree in Applied Economics and Managerial Science from the Wharton School of the University of Pennsylvania in 1991.

• PART I: INTRODUCTION.- Ch. 1. The National Pension Systems and Financial Consumers: An international comparative perspective on the key linkages.- PART II: COUNTRY CHAPTERS Countries with pension systems at a mature stage.- Ch. 2 - Retirement Income Security in the United States:An Overview of the Public and Private Retirement System.- Ch. 3 Retirement Income Security in the Japan: An Overview of the Public and Private Pension System.- Ch. 4: The Italian Pension System.- Ch. 5: The Polish Pension System.- Ch. 6: The Swiss Pension System. Countries in the establishment phase of the pension system.- Ch. 7: The Korean Pension System.- Ch. 8 - Preparing for Rainy Days at the Old Age in Singapore.- Ch. 9: The Chinese Pension System. Countries in the Institutional Entry Phase.- Ch.10: The Bangladesh Pension System.- Ch. 11: The Indonesian Pension System.- Ch. 12 - Vietnam’s Pension system in the context of aging population.- PART III: SPECIAL TOPICS.- Ch. 13: Role of the Private Pension Programs.- Ch. 14 - THE U.S. PENSIONS AND TAXATION.- Ch. 15: Home Equity Monetization Schemes: An Inter-Country Survey.

Hongmu Lee is a professor of risk management and insurance at the Waseda University, Tokyo in Japan. He received his Ph.D. from the Waseda University. He is also the President of the Insurance and Risk Management Institute of Waseda University. This Insurance and Risk Management Institute is aiming the research with cooperation between industry and the academic world internationally on the insurance and risk management. He has authored several books and articles in academic and professional journals mainly Korea and Japan.Gianni Nicolini is Associate Professor of Finance at the University of Rome Tor Vergata (Rome, Italy). He received a PhD in Banking and Finance at the Universit of Rome Tor Vergata. His main research interests include consumer finance, financial literacy, and financial behaviors, including pension planning behaviors. He has published in international peer reviewed academic journals and published several books.Man Chois a full professor at KDI School of Public Policy and Management in Korea, and is currently serving as Chairman of International Academy of Financial Consumers, an international academic association. His teaching and research areas include FinTech, credit risk management, real estate finance, and and urban and regional economics. Prior to his current position, he worked for Fannie Mae and the World Bank, and also taught at the Johns Hopkins University in the U.S. He holds a Ph.D degree in Applied Economics and Managerial Science from the Wharton School of the University of Pennsylvania in 1991.

• PART I: INTRODUCTION.- Ch. 1. The National Pension Systems and Financial Consumers: An international comparative perspective on the key linkages.- PART II: COUNTRY CHAPTERS Countries with pension systems at a mature stage.- Ch. 2 - Retirement Income Security in the United States:An Overview of the Public and Private Retirement System.- Ch. 3 Retirement Income Security in the Japan: An Overview of the Public and Private Pension System.- Ch. 4: The Italian Pension System.- Ch. 5: The Polish Pension System.- Ch. 6: The Swiss Pension System. Countries in the establishment phase of the pension system.- Ch. 7: The Korean Pension System.- Ch. 8 - Preparing for Rainy Days at the Old Age in Singapore.- Ch. 9: The Chinese Pension System. Countries in the Institutional Entry Phase.- Ch.10: The Bangladesh Pension System.- Ch. 11: The Indonesian Pension System.- Ch. 12 - Vietnam’s Pension system in the context of aging population.- PART III: SPECIAL TOPICS.- Ch. 13: Role of the Private Pension Programs.- Ch. 14 - THE U.S. PENSIONS AND TAXATION.- Ch. 15: Home Equity Monetization Schemes: An Inter-Country Survey.

Hongmu Lee is a professor of risk management and insurance at the Waseda University, Tokyo in Japan. He received his Ph.D. from the Waseda University. He is also the President of the Insurance and Risk Management Institute of Waseda University. This Insurance and Risk Management Institute is aiming the research with cooperation between industry and the academic world internationally on the insurance and risk management. He has authored several books and articles in academic and professional journals mainly Korea and Japan.Gianni Nicolini is Associate Professor of Finance at the University of Rome Tor Vergata (Rome, Italy). He received a PhD in Banking and Finance at the Universit of Rome Tor Vergata. His main research interests include consumer finance, financial literacy, and financial behaviors, including pension planning behaviors. He has published in international peer reviewed academic journals and published several books.Man Chois a full professor at KDI School of Public Policy and Management in Korea, and is currently serving as Chairman of International Academy of Financial Consumers, an international academic association. His teaching and research areas include FinTech, credit risk management, real estate finance, and and urban and regional economics. Prior to his current position, he worked for Fannie Mae and the World Bank, and also taught at the Johns Hopkins University in the U.S. He holds a Ph.D degree in Applied Economics and Managerial Science from the Wharton School of the University of Pennsylvania in 1991.

• PART I: INTRODUCTION.- Ch. 1. The National Pension Systems and Financial Consumers: An international comparative perspective on the key linkages.- PART II: COUNTRY CHAPTERS Countries with pension systems at a mature stage.- Ch. 2 - Retirement Income Security in the United States:An Overview of the Public and Private Retirement System.- Ch. 3 Retirement Income Security in the Japan: An Overview of the Public and Private Pension System.- Ch. 4: The Italian Pension System.- Ch. 5: The Polish Pension System.- Ch. 6: The Swiss Pension System. Countries in the establishment phase of the pension system.- Ch. 7: The Korean Pension System.- Ch. 8 - Preparing for Rainy Days at the Old Age in Singapore.- Ch. 9: The Chinese Pension System. Countries in the Institutional Entry Phase.- Ch.10: The Bangladesh Pension System.- Ch. 11: The Indonesian Pension System.- Ch. 12 - Vietnam’s Pension system in the context of aging population.- PART III: SPECIAL TOPICS.- Ch. 13: Role of the Private Pension Programs.- Ch. 14 - THE U.S. PENSIONS AND TAXATION.- Ch. 15: Home Equity Monetization Schemes: An Inter-Country Survey.