Jack Sutherland – författare

Everyone knows that to retire comfortably, you need a big pile of money.

So many people are intimidated by that fact that they fail to start saving and investing. The numbers seem so large and unattainable that they figure, why bother?

As hard as it might seem, its possible to save the money you need to retire comfortably through a combination of planning, hard work, and investing. In this road map to combining those three elements, youll learn how to

make conscious decisions to move toward achieving yourfinancial goals,

decide what portion of your income to save and how much of it to invest,

maintain the fi nancial discipline you need to create a stream of income upon retirement, and

measure your progress as you move along in your career.

The author writes in plain English and shares how hes been able to achieve financial independenceand how you can too. Success is a choice, and it begins by applying the wealth-building strategies in Put Time on Your Side.

Everyone retires eventually, but not everyone is financially prepared for retirement.

In fact, research shows that more than two-thirds of Americans of working age do not participate in an employer-sponsored retirement plan.

You may think that you can rely on Social Security, but it was never intended to replace preretirement income. It is only supposed to provide for basic living expenses.

Jack Sutherland, who spent more than forty years as a commercial banker before retiring, outlines the challenges of saving for retirement and shares a you-centered retirement model that demonstrates the interrelationship of seven key strategies.

One of the most dangerous actions you can take, he says, is to delegate all your personal financial planning to a financial adviser, a certified public accountant, an attorney, or any other trusted adviser. After all, your goals, aspirations, and dreams form the foundation of your plannot someone elses.

If you have been trapped by inaction because of worries about family, career, or aging parents, stop making excuses. Set financial goals, and take steps to achieve them with the insights and strategies in Time to Catch Up.

Everyone retires eventually, but not everyone is financially prepared for retirement.

In fact, research shows that more than two-thirds of Americans of working age do not participate in an employer-sponsored retirement plan.

You may think that you can rely on Social Security, but it was never intended to replace preretirement income. It is only supposed to provide for basic living expenses.

Jack Sutherland, who spent more than forty years as a commercial banker before retiring, outlines the challenges of saving for retirement and shares a "you-centered" retirement model that demonstrates the interrelationship of seven key strategies.

One of the most dangerous actions you can take, he says, is to delegate all your personal financial planning to a financial adviser, a certified public accountant, an attorney, or any other trusted adviser. After all, your goals, aspirations, and dreams form the foundation of your plan-not someone else''s.

If you have been trapped by inaction because of worries about family, career, or aging parents, stop making excuses. Set financial goals, and take steps to achieve them with the insights and strategies in Time to Catch Up.