Navigating the Business Loan

Guidelines for Financiers, Small-Business Owners, and Entrepreneurs

AvMorton Glantz

Häftad, Engelska, 2014

469 kr

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Beskrivning

The need for "back to basics" information about credit risk has not disappeared; in fact, it has grown among lenders and investors who have no easy ways to learn about their clients. This short and readable book guides readers through core risk/performance issues. Readers learn the ways and means of running more efficient businesses, review bank and investor requirements as they evaluate funding requests, gain knowledge selling themselves, confidence in business plans, and their ability to make good on loans. They can download powerful tools such as banker's cash flow models and forecast equations programmable into a cell or tablet. Readers can punch keys to ascertain financial needs, calculate sales growth rates calling for external financing, profits required to internally finance their firms, and ways to position revenue growth rates in equilibrium with their firm's capital structure - a rock-solid selling point among smart lenders and investors.

The book's "how-to," practical and systematical guide to credit and risk analysis draws upon case studies and online tools, such as videos, spreadsheets, and slides in providing a concise risk/return methodology.

Introduces ways to define and manage risk
Uses case studies and online tools to extend and apply credit analysis and business management tools
Surveys "hard" and "soft" data and ways they help lenders, other financiers, small-business owners, and entrepreneurs spot potential problems, write optimal business plans, and deliver effective loan or /investor geared presentations

Produktinformation

Utgivningsdatum:2014-11-18
Mått:152 x 229 x 9 mm
Vikt:280 g
Format:Häftad
Språk:Engelska
Antal sidor:172
Förlag:Elsevier Science
ISBN:9780128016985

Utforska kategorier

Entreprenörskap inom Ekonomi och Ledarskap
Finansiering inom Ekonomi och Ledarskap
Projektledning inom Ekonomi och Ledarskap

Mer om författaren

Professor Morton Glantz serves as a financial consultant, educator, and adviser to a broad spectrum of professionals, including corporate financial executives, government ministers, privatization managers, investment and commercial bankers, public accounting firms, members of merger and acquisition teams, strategic planning executives, management consultants, attorneys, and representatives of foreign governments and international banks. Professor Morton Glantz is a principal of Real Consulting and Real Options Valuation, firms specializing in risk consulting, training, certification, and advanced analytical software in the areas of risk quantification, analysis, and management solutions. As a JP Morgan Chase (heritage bank) senior banker, Professor Glantz built a progressive career path specializing in credit analysis and credit risk management, risk grading systems, valuation models, and professional training. He was instrumental in the reorganization and development of the credit analysis module of the Bank’s Management Training Program-Finance, which at the time was recognized as one of the foremost training programs in the banking industry.Professor Glantz is on the (adjunct) finance faculty of the Fordham Graduate School of Business. He has appeared in the Harvard University International Directory of Business and Management Scholars and Research, and has earned Fordham University Deans Award for Faculty Excellence on three occasions. He is a Board Member of the International Standards Board, International Institute of Professional Education and Research (IIPER). The IIPER is a global institute with partners and offices around the world, including the United States, Switzerland, Hong Kong, Mexico, Portugal, Singapore, Nigeria, and Malaysia. Professor Glantz is widely published in financial journals and has authored 8 books.

Recensioner i media

"...talks about the worth of a business, whether one is seeking finance, acquiring or investing in the business...has an international appeal and will be useful for any financier, small business owner or entrepreneur from a developed, developing or underdeveloped economy." --The IUP Journal of Entrepreneurship Development"Overall, the book has an international appeal and will be useful for any financier, small business owner or entrepreneur from a developed, developing or underdeveloped economy." --The IUP Journal of Entrepreneurship Development

Innehållsförteckning

Chapter One Business Structures and Funding Sources Chapter Two How Banks Evaluate Your Loan ApplicationChapter Three Is Your Financial Information Accurate And Reliable?Chapter Four Ratios Every Business Should MonitorChapter Five Financing Your SeasonChapter Six Exploring Your Business’ Nerve Center: Cash Flow Chapter Seven Interactive Business Forecasts Equations Chapter Eight Assets You Can Pledge To Support Your Business Loan Chapter Nine What Is Your Business Worth?