Credit Scoring, Response Modeling, and Insurance Rating

STEVEN FINLAY has worked in the field of predictive analytics for over fifteen years. His research interests cover all areas of predictive analytics, forecasting and data mining. He is currentlya Predictive Analytics Specialist, working for the UK Government, and is a visiting research fellow within the Lancaster University Management School, UK.

• Introduction Project Planning Sample Selection Gathering and Preparing Data Understanding Relationships in Data Data Transformation (Pre-processing) Model Construction (Parameter Estimation) Validation, Model Performance and Cut-off Strategy Sample Bias and Reject Inference Implementation and Monitoring Multi-model (Fusion) Systems Further Topics Bibliography