Nurul Shahnaz Ahmad Mahdzan is associate professor and the current Head of Finance and Banking Department, University of Malaya, Malaysia. She obtained her PhD from University of Nottingham, United Kingdom. With ten years’ experience working in financial services, she has published numerous articles on personal financial behaviour. Mohd Edil Abd Sukor teaches finance and Islamic finance at Faculty of Business and Accountancy, University of Malaya, Malaysia. He holds a PhD in finance from the University of Melbourne, Australia. He has led several research grants including Vulnerabilities in Malaysian Consumer Finances.Izlin Ismail is associate professor and the former Head of Finance and Banking Department, University of Malaya, Malaysia. She obtained her PhD from Nottingham University Business School, Malaysia Campus. Her research interests include international finance, microfinance and fintech. She also recently completed a financial literacy handbook for primary schools.Mahfuzur Rahman works at Finance and Banking Department, University of Malaya, Malaysia. He obtained his PhD from University of Malaya, Malaysia. His research interest includes financial decision-making behaviour and financial risk management. He has managed several research grants and published several research articles.

• 1. An Overview of Consumer Financial Vulnerabilities in Malaysia  2. Consumer Debt: Friend or Foe? Exploring its Causes and Consequences  3. Will Malaysians Retire in Contentment or Misery? Financial Behaviour Issues Approaching Old Age  4. Falling Prey to Financial Fraud: Investigating the Causes of Victimisation  5. The Paradox of Life Insurance Protection: Why are Consumers Underinsured?  6. Summary and Strategic Recommendations

Nurul Shahnaz Ahmad Mahdzan is associate professor and the current Head of Finance and Banking Department, University of Malaya, Malaysia. She obtained her PhD from University of Nottingham, United Kingdom. With ten years’ experience working in financial services, she has published numerous articles on personal financial behaviour. Mohd Edil Abd Sukor teaches finance and Islamic finance at Faculty of Business and Accountancy, University of Malaya, Malaysia. He holds a PhD in finance from the University of Melbourne, Australia. He has led several research grants including Vulnerabilities in Malaysian Consumer Finances.Izlin Ismail is associate professor and the former Head of Finance and Banking Department, University of Malaya, Malaysia. She obtained her PhD from Nottingham University Business School, Malaysia Campus. Her research interests include international finance, microfinance and fintech. She also recently completed a financial literacy handbook for primary schools.Mahfuzur Rahman works at Finance and Banking Department, University of Malaya, Malaysia. He obtained his PhD from University of Malaya, Malaysia. His research interest includes financial decision-making behaviour and financial risk management. He has managed several research grants and published several research articles.

• 1. An Overview of Consumer Financial Vulnerabilities in Malaysia  2. Consumer Debt: Friend or Foe? Exploring its Causes and Consequences  3. Will Malaysians Retire in Contentment or Misery? Financial Behaviour Issues Approaching Old Age  4. Falling Prey to Financial Fraud: Investigating the Causes of Victimisation  5. The Paradox of Life Insurance Protection: Why are Consumers Underinsured?  6. Summary and Strategic Recommendations