"Her insight that the course followed by each nation depended on its industrial structure and the particular form of its class conflicts is strikingly new and will likely inspire further research, particularly by business historians." Business History Review

• 1. The Welfare State: a world against employers?; 2. Interests and coalitions in the formation of the modern welfare state; 3. Workplace accidents as 'social risk': employers and the development of accident insurance; 4. Is unemployment insurable? Employers and the development of unemployment insurance; 5. Unified or occupationally-fragmented insurance? Political reforms during the Postwar Years; 6. Risk redistribution in mature welfare states: the politics of early retirement; 7. Conclusions.

"Her insight that the course followed by each nation depended on its industrial structure and the particular form of its class conflicts is strikingly new and will likely inspire further research, particularly by business historians." Business History Review

• 1. The Welfare State: a world against employers?; 2. Interests and coalitions in the formation of the modern welfare state; 3. Workplace accidents as 'social risk': employers and the development of accident insurance; 4. Is unemployment insurable? Employers and the development of unemployment insurance; 5. Unified or occupationally-fragmented insurance? Political reforms during the Postwar Years; 6. Risk redistribution in mature welfare states: the politics of early retirement; 7. Conclusions.

"Her insight that the course followed by each nation depended on its industrial structure and the particular form of its class conflicts is strikingly new and will likely inspire further research, particularly by business historians." Business History Review

• 1. The Welfare State: a world against employers?; 2. Interests and coalitions in the formation of the modern welfare state; 3. Workplace accidents as 'social risk': employers and the development of accident insurance; 4. Is unemployment insurable? Employers and the development of unemployment insurance; 5. Unified or occupationally-fragmented insurance? Political reforms during the Postwar Years; 6. Risk redistribution in mature welfare states: the politics of early retirement; 7. Conclusions.