Robert Mayer is a professor of political science at Loyola University. He holds a Ph.D. in political theory from Princeton University.

The subject is important, the research exhaustive, the argument compelling, the writing is brisk and clear.... Quick Cash is a major contribution to public discussions of subprime lending and borrowing. It deserves to be on the reading list of everyone who cares about recent developments in lending and borrowing.... Mayer establishes himself as the expert on the subject of subprime consumer credit, especially payday lending.- Lendol Calder, Augustana College The early historical chapters, which focus on American in the nineteenth and early twentieth century, are a tour de force in original source material and factual documentation. There is not currently a book or scholarly article that so carefully compiles an American historical record of triple digit interest rate consumer finance. This book will become an invaluable source for generations of policy makers and historians to come. After all, this policy problem is not going away. The problem will endure, and this book will endure with it.- Christopher Peterson, University of Utah S.J. Quinney College of Law

Robert Mayer is a professor of political science at Loyola University. He holds a Ph.D. in political theory from Princeton University.

The subject is important, the research exhaustive, the argument compelling, the writing is brisk and clear.... Quick Cash is a major contribution to public discussions of subprime lending and borrowing. It deserves to be on the reading list of everyone who cares about recent developments in lending and borrowing.... Mayer establishes himself as the expert on the subject of subprime consumer credit, especially payday lending.- Lendol Calder, Augustana College The early historical chapters, which focus on American in the nineteenth and early twentieth century, are a tour de force in original source material and factual documentation. There is not currently a book or scholarly article that so carefully compiles an American historical record of triple digit interest rate consumer finance. This book will become an invaluable source for generations of policy makers and historians to come. After all, this policy problem is not going away. The problem will endure, and this book will endure with it.- Christopher Peterson, University of Utah S.J. Quinney College of Law

Robert Mayer is a professor of political science at Loyola University. He holds a Ph.D. in political theory from Princeton University.

The subject is important, the research exhaustive, the argument compelling, the writing is brisk and clear.... Quick Cash is a major contribution to public discussions of subprime lending and borrowing. It deserves to be on the reading list of everyone who cares about recent developments in lending and borrowing.... Mayer establishes himself as the expert on the subject of subprime consumer credit, especially payday lending.- Lendol Calder, Augustana College The early historical chapters, which focus on American in the nineteenth and early twentieth century, are a tour de force in original source material and factual documentation. There is not currently a book or scholarly article that so carefully compiles an American historical record of triple digit interest rate consumer finance. This book will become an invaluable source for generations of policy makers and historians to come. After all, this policy problem is not going away. The problem will endure, and this book will endure with it.- Christopher Peterson, University of Utah S.J. Quinney College of Law