Financial Regulation, Governance, and Stability

Ibrahim Nandom Yakubu is a Lecturer in the School of Business, University for Development Studies, Tamale, Ghana.Ayhan Kapusuzoglu is a Professor of Finance in the Department of Finance and Banking, Ankara Yildirim Beyazit University, Turkey.Nildag Basak Ceylan is a Professor of Finance in the Department of Finance and Banking, Ankara Yildirim Beyazit University, Turkey.

“A compelling and forward-looking work that addresses critical regulatory gaps exposed by the pandemic. This book highlights innovative responses through RegTech, FinTech, and central bank digital currencies (CBDCs), providing valuable lessons for strengthening global financial governance and promoting equitable access to finance across diverse economies.”— James Atta Peprah, Dean and Professor of Economics and Finance, School of Economics, University of Cape Coast, Ghana.

• PART I: Regulatory Frameworks and Global Financial Governance 1. Navigating Financial Regulation in a Post-Pandemic World (Ibrahim Nandom Yakubu, Ayhan Kapusuzoglu, and Nildag Basak Ceylan) 2. Central Banking and Monetary Policy in the COVID-19 Era (Khadijah Iddrisu, Muazu Ibrahim and Farihan Alhassan) 3. Regulatory and Ethical Implications of Big Tech in the Banking Sector (Ibrahim Nandom Yakubu, Mohammed Gawsu Salifu, Zelihatu Abukari, and Mohammed Ridwan Saani) 4. Global Organizations and Regulatory Harmonization: Coordinating Digital Finance and Cross-Border Stability (Alhassan Bunyaminu, Ibrahim Nandom Yakubu, Yazidu Ustarz) Part II: Digital Innovation, Inclusion, and Regulatory Transformation 5. Digital Transformation in Banking and Inclusive Finance (Khadijah Iddrisu, Simplice A. Asongu, Jabir I. Mohammed and Zubeiru Salifu) 6. The Role of Central Bank Digital Currencies (CBDCs) in Promoting Financial Stability and Inclusion (Abdul-Hamid Abdul-Wahab, Ibrahim Nandom Yakubu, and Abdulai Iddrisu) 7. RegTech and FinTech: Enhancing Regulatory Efficiency and Inclusivity (Khadijah Iddrisu, Ibrahim Nandom Yakubu, Abdul Razak Yussif and Mudasir Issah) 8. Financial Inclusion Strategies: Exploring New Regulatory Approaches to Access and Equity (Umar Mohammed, Ibrahim Nandom Yakubu, and Mubarik Salifu) Part III: Sustainability, Risk, and Future-Proof Regulation 9. Role of ESG Regulations in Promoting Financial Stability (Osman Issah, Khadijah Iddrisu, Ibrahim Nandom Yakubu, and Richard Stephens Cromwell) 10. Barriers to Effective ESG Regulation: Lessons from the COVID-19 Crisis (Abdulai Iddrisu, Mohammed Toufiq Abubakari, and Michael Lawer Tetteh)