ÖZLEM OLGU is Assistant Professor in Accounting and Finance at the Koc University, Turkey. She is Fellow of the British Academy and Research Fellow at the University of Leicester Efficiency and Productivity Research Centre (EPRC), UK. She is the author of Turkish Banking: Banking Under Political Instability and Chronic High Inflation (with Yener Altunbas and Alper Kara).

• Introduction Creating a Functioning European Union Enlargement of the European Union Macroeconomic Structure of the EU Countries Banking Structures of the EU Countries Financial Integration, Efficiency and Balance Sheet Structure at European Banking Sector Global Financial Crisis and State of European Banking Sector Turkey- A Prospective Member Country Concluding Remarks

ÖZLEM OLGU is Assistant Professor in Accounting and Finance at the Koc University, Turkey. She is Fellow of the British Academy and Research Fellow at the University of Leicester Efficiency and Productivity Research Centre (EPRC), UK. She is the author of Turkish Banking: Banking Under Political Instability and Chronic High Inflation (with Yener Altunbas and Alper Kara).

• Introduction Creating a Functioning European Union Enlargement of the European Union Macroeconomic Structure of the EU Countries Banking Structures of the EU Countries Financial Integration, Efficiency and Balance Sheet Structure at European Banking Sector Global Financial Crisis and State of European Banking Sector Turkey- A Prospective Member Country Concluding Remarks