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    1. Ekonomi och Ledarskap
    2. Företagsekonomi
    3. Redovisning och finansiering
    4. Finansiering

    Healthy Money

    Building the Bank of the Future Around Financial Health, Data Networks and Ecosystems

    AvAlastair Campbell

    Inbunden, Engelska, 2025

    434 kr

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    Beskrivning

    "A clear, practical, and long-overdue guide to a powerful idea that the industry has largely overlooked.”Paul Cobban, ex Chief Transformation Officer, DBS"Healthy Money is a must-read for anyone serious about transforming financial services for the better." Simon McNamara ex-CIO RBS / NatWestHow-to guide for incumbent banks to use digital transformation to improve the financial lives of their customersHealthy Money serves as both a polemic and a practical handbook on upgrading banks to be future-relevant. It uniquely integrates customer, technology, and leadership perspectives to build a "Healthy Money"-oriented bank, focusing on how banks can transform, with the explicit goal of helping customers run their financial lives effectively.Written by Alastair Campbell, a seasoned executive with over 30 years of international experience in banking and banking advisory, this book delivers insights on: Thriving at a time when most growth is going on outside of the incumbent banksLeading a shift in focus to drive success through digital customer engagement, and perpetually giving customers more for lessLeveraging the new realities of the deflationary effect of digital technologyRedesigning the bank's architecture around a modular, layered and loosely coupled approach that emphasises rich customer IDs and networks, exchange assurance, fungible/configurable services and personalised experiencesRemaking services around supporting customers to build and sustain healthy financial livesHealthy Money is required reading for all executives and professionals at Incumbent banks seeking to reclaim centre stage by fundamentally addressing their most pressing issues in a unified way.

    Produktinformation

    • Utgivningsdatum:2025-12-18
    • Mått:160 x 231 x 25 mm
    • Vikt:499 g
    • Format:Inbunden
    • Språk:Engelska
    • Antal sidor:272
    • Förlag:John Wiley & Sons Inc
    • ISBN:9781394389940

    Utforska kategorier

    • Finansiering inom Ekonomi och Ledarskap
    • Ledarskap och motivation inom Ekonomi och Ledarskap
    • Privatekonomi inom Ekonomi och Ledarskap

    Mer om författaren

    ALASTAIR CAMPBELL is an award winning Financial Services Executive and author. A pioneer of Financial Health-oriented design in banking, Alastair’s published and lectured on the topic for over 15 years across Europe and Asia. Alastair currently serves as Chief Commercial and Strategy Officer at 361-by-Finca – a fintech pioneering the use of digitally-configurable financial services in Microfinance and poverty eradication. In an international banking career spanning over 30 years, he has been a strategic advisor to numerous Financial Services companies across Europe and Asia. He’s also served in strategic leadership positions at a number of leading banks – including NatWest, HSBC, Standard Chartered Bank and Chinatrust. Today, he lives in Bath with Kathy and their two children.

    Innehållsförteckning

    • Preface xiIntroduction xvChapter 1 Nature of the Challenge 11.1 Three Mutually Reinforcing Transformations 11.2 Banking in the Post-Bank World 181.3 Case Studies – Digital-Only Exemplars 271.4 Overview of the Three Transformations 311.5 Putting it All Together 571.6 Appendix: Are You a “2030 Probable Winner”? 62Chapter 2 The Changing Landscape 672.1 Overview: Key Forces Reshaping the Sector 672.2 Modern Financial Lives: Four Archetypes to Consider 702.3 Waves of Digitization: The Era of Digital Engagement 822.4 Technology Trends: Impact of Artificial Intelligence, Digital Assets and New Devices 90Chapter 3 The Customer Transformation: From Balance Sheet-driven Products to Financial Health-driven Services and Support 953.1 Rethinking the Chief Customer Officer 963.2 Rethinking Financial Health 1043.3 Theme 1: Enable Day-to-Day Household Financial Management 1093.4 Theme 2: Empower Exchange 1243.5 Theme 3: Facilitate Customers’ Financial Networks 1323.6 Theme 4: Unblock Accumulation and Decumulation 1363.7 Theme 5: Put Customers in Control of their Money, Relationships and Data 1623.8 Rethinking Customer Digital Engagement 166Chapter 4 The Architecture Transformation: From Accounts-based Architecture to Customer’s Graphs, Events and Smart Contracts 1714.1 Prisoners of the Architecture 1724.2 Theme 1: Loose Coupling 1804.3 Theme 2: Customer Graphs and Event Histories 1834.4 Theme 3: Configurable Products 2004.5 Theme 4: Context-Specific Experiences 2024.6 Theme 5: Real-Time Settlement and Accounts 2044.7 Summary: The Healthy Money Architectural Layers 205Chapter 5 The Leadership Transformation From a Customer Inertia Mindset to a Customer Engagement and Renovation Mindset 2095.1 Drivers of Incumbency Inertia 2105.2 New Realities, New Mindsets 2135.3 Theme 1: Perpetually Reassert the Headroom of Unmet Customer Needs 2175.4 Theme 2: Ruthlessly Focus on the Multiplier Effects 2195.5 Theme 3: Synchronize the Short Term and the Long Term 2225.6 Theme 4: Reset the Language to Reflect the Economics of Technology 2245.7 Theme 5: Define Revolution Internally, and Evolution Externally 2265.8 Putting It All Together 228Acknowledgements 241About the Author 243Index 245