Holly Bathie (Author) Holly Bathie grew up in Devon, where she spent all her time reading. Until the age of seven she wanted to be an acrobat, a lollipop lady, a lawyer or a comedienne. Then she decided on the best job: creating Usborne books. She lives and works in Oxford.Jane Bingham (Author) Jane studied English at Exeter and Art History at York. She has worked on various Usborne dictionaries, encyclopaedias and learning books, and her edition of the Usborne Illustrated Dictionary was awarded a prize for a significant contribution to children's literacy. She has two sons and three stepsons who are now scattered across the globe. She gets a huge thrill from seeing her books on sale when she travels to the USA and Australia.

An essential book for equipping young people with the skills they need to manage their money now and in the future.

• Chapters in this book include:- How do you manage your money?- So, what is money?- Thinking about your money- Setting up a budget- Earning money- Smart spending- Buying and selling online- Phones, games and apps- Returns and refunds (playing safe)- Starting to save- Banks and you- Work and pay- Student finance- Paying bills- Renting and mortgages- Borrowing money- Gambling- Investing- Insurance- Finding help and advice- Money words and terms

Holly Bathie (Author) Holly Bathie grew up in Devon, where she spent all her time reading. Until the age of seven she wanted to be an acrobat, a lollipop lady, a lawyer or a comedienne. Then she decided on the best job: creating Usborne books. She lives and works in Oxford.Jane Bingham (Author) Jane studied English at Exeter and Art History at York. She has worked on various Usborne dictionaries, encyclopaedias and learning books, and her edition of the Usborne Illustrated Dictionary was awarded a prize for a significant contribution to children's literacy. She has two sons and three stepsons who are now scattered across the globe. She gets a huge thrill from seeing her books on sale when she travels to the USA and Australia.

An essential book for equipping young people with the skills they need to manage their money now and in the future.

• Chapters in this book include:- How do you manage your money?- So, what is money?- Thinking about your money- Setting up a budget- Earning money- Smart spending- Buying and selling online- Phones, games and apps- Returns and refunds (playing safe)- Starting to save- Banks and you- Work and pay- Student finance- Paying bills- Renting and mortgages- Borrowing money- Gambling- Investing- Insurance- Finding help and advice- Money words and terms