Personal Finance for Musicians

Bobby Borg, MCM, is a former recording/touring artist, the founder of Bobby Borg Consulting, and the author of The Musician's Handbook, Music Marketing for The DIY Musician, Business Basics for Musicians, and Introduction to Music Publishing for Musicians. He is adjunct professor of music industry studies at University of Southern California’s Thornton School of Music.Britt Hastey, MBA, is the department chair of the business administration department at Los Angeles City College. He is also an adjunct professor at UCLA, University of Massachusetts, and Chapman University where he was awarded Faculty of the Year in 2004 and serves as an advisory board member for the UCLA Financial Programs Council. He holds an MBA from Chapman University and a BA in Corporate Finance from California State University, Fullerton

This book contains time-proven personal finance and investing wisdom to encourage musicians toward their dreams. In a noisy world where everybody wants to sell you something, this book is the music of common-sense investing.

• PrefaceAcknowledgmentsPart 1. Getting Started1. So, What’s Personal Finance All About?2. Eleven Barriers to Personal Finance and How to Overcome ThemPart 2. Income 3. Fifteen Types of Money Independent Artists Can Make4. Twenty Money-Making Ideas and Side Hustles for MusiciansPart 3. Savings 5. Ten Tips for Spending Less and Saving MorePart 4. Accounting 6. Get Your Financial and Business Records in Order: Twenty-Five Tips7. Three Accounting Documents to Examine Your Financial HealthPart 5. Banking 8. Twenty-Four Reasons to Use a Bank9. Major Pros and Cons of Using an Online BankPart 6. Credit and Debt 10. Ten Steps To Building “Rock” Solid Credit11. Monitor Your Credit Via Reports and Scores: Nine Steps12. Twenty Ways to Protect Yourself from Identity Theft and Fraud13. Ten Tips to Getting (And Staying) Out of DebtPart 7. Retirement Planning14. Twenty-Six Questions About Retirement Planning for Musicians15. The Seven Most Common Retirement Accounts (And Then Some)Part 8. Investing 16. One Hundred Finance And Investment Terms Musicians Should Know17. Seven-Point Checklist to Investing and Building Wealth18. Nine Must-Know Quotes on Money, Investing, And More19. Finding Experts to Provide Smart Financial Guidance: Ten Tips20. Seven Investment Apps You Might ConsiderPart 9. Insurance 21. Ten Types of Insurance You May Need in Your TwentiesPart 10. Taxes 22. Eleven Frequently Asked Questions about Filing Income Taxes23. Six Steps to Organizing Your Tax Expense Receipts (And More)24. How to Find a Tax Accountant to Do Your Returns: Ten TipsPart 11. Estate Issues 25. Ten Ways to Prepare for the End (Depressing but Important)Part 12. Wrap Party 26. Twelve Key Takeaways of Personal Finance for MusiciansAbout the Authors