Tami James Moore, Ph.D., CFLE, is an Professor of Family Studies at the University of Nebraska at Kearney. She received her Ph.D. in Curriculum and Instruction from the University of Nebraska, Lincoln, in 1995. She is a Certified Family Life Educator through the National Council on Family Relations. She has more than 20 years of post-secondary teaching experience and has taught the Family Resource Management course for the past 10 years.Sylvia M. Asay, Ph.D., CFLE, is a Professor of Family Studies and Chair of the Family Studies and Interior Design Department at the University of Nebraska, Kearney. She received her Ph.D. in Community and Human Resources at the University of Nebraska, Lincoln, in 1998 and received her Certified Family Life Educator credentials through the National Council on Family Relations. As a post-secondary educator, she has taught a wide range of courses including Marriage and Family Relationships, Cross-Cultural Family Patterns, Families in Crisis, and Family Resource Management. Her authored books include Strong Families Around the World: Strengths-Based Research and Practice (Haworth) and Family Resource Management (SAGE).

• Preface: Structure, Understanding, and ApplicationAcknowledgmentsUNIT 1. THE STUDY OF FAMILY RESOURCE MANAGEMENTCHAPTER 1. The Complexity of Managing Family ResourcesWhat Is a Family?How Do Families Use Resources?Managing FamiliesThe Decision-Making ProcessContextual Influences in Family Resource ManagementMultidisciplinary PerspectivesIntroduction to the Case Family SimulationSummaryQuestions for Review and DiscussionCHAPTER 2. Understanding Families and How Resources Are ManagedHistory of the FamilyThe Family TodayDefining the FamilyChanges in the FamilyFamilies Within Cultural ContextsFamily FunctionsResources Available to FamiliesManaging Family ResourcesKey Family Management ChallengesChapter Two Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 3. Studying Family Resource ManagementThe Scientific ProcessTheoriesFamily Research DesignApplication of Research to Family Resource ManagementChapter Three Case AssignmentSummaryQuestions for Review and DiscussionUNIT 2. DISCOVERING FAMILY NEEDSCHAPTER 4. Categorization of NeedsNeeds and WantsChanging Perceptions of NeedsNeeds AssessmentIndividual Needs Versus Societal NeedsChapter Four Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 5. Values, Attitudes, and Behaviors: Understanding Family ChoicesValuesAttitudesBehaviorsValues, Attitudes, and Behaviors in the Decision-Making FrameworkValues and Behaviors in Family Purchasing DecisionsImpact of Culture on Values, Attitudes, and BehaviorsImpact of Socioeconomic Factors on Values, Attitudes, and BehaviorsConsistency Over Time and SituationChapter Five Case AssignmentSummaryQuestions for Review and DiscussionUNIT 3. UNDERSTANDING RESOURCESCHAPTER 6. Identification of Family ResourcesResource AvailabilityResource TheoryHuman ResourcesEconomic ResourcesEnvironmental ResourcesSocial ResourcesMeasurement of ResourcesResource Allocation and UseChapter Six Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 7. Families Within the Economic EnvironmentBeginnings of ConsumerismEconomic PrinciplesFamilies in the EconomyChapter Seven Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 8. The Impact of Society on Family DecisionsIndividuals and the Tax SystemGovernment-Supported Assistance ProgramsPrivately Funded ProgramsCompulsory EducationSupply and Demand: An Application in EducationChapter Eight Case AssignmentSummaryQuestions for Review and DiscussionUNIT 4. MAKING CHOICESCHAPTER 9. Managing the FutureGoals, Objectives, and StandardsThe Planning ProcessFamily Financial PlanningCreating the Financial PlanEmergency Action PlansHow Plans EmergeChapter Nine Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 10. Communication Within the Decision-Making ProcessCommunication TheoryCommunication and Information TechnologyApplication to Family Decision-MakingChapter Ten Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 11. The Individual Within Family Decision-MakingGroup DynamicsGroupthinkLeadershipChapter Eleven Case AssignmentSummaryQuestions for Review and DiscussionUNIT 5. IMPLEMENTING AND EVALUATING DECISIONSCHAPTER 12. Making It HappenImplementationEstate PlanningFamily Business SuccessionRisk ManagementCompletion and ReflectionChapter Twelve Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 13. Defining SuccessSocietal ResponsibilityFamily ResponsibilityIndividual ResponsibilityChapter Thirteen Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 14. Current and Future ChallengesTechnologyFamily StructureNatural ResourcesChanging DemographicsChapter Fourteen Case AssignmentSummaryQuestions for Review and DiscussionGlossaryReferencesIndexAbout the Authors

Tami James Moore, Ph.D., CFLE, is an Professor of Family Studies at the University of Nebraska at Kearney. She received her Ph.D. in Curriculum and Instruction from the University of Nebraska, Lincoln, in 1995. She is a Certified Family Life Educator through the National Council on Family Relations. She has more than 20 years of post-secondary teaching experience and has taught the Family Resource Management course for the past 10 years.Sylvia M. Asay, Ph.D., CFLE, is a Professor of Family Studies and Chair of the Family Studies and Interior Design Department at the University of Nebraska, Kearney. She received her Ph.D. in Community and Human Resources at the University of Nebraska, Lincoln, in 1998 and received her Certified Family Life Educator credentials through the National Council on Family Relations. As a post-secondary educator, she has taught a wide range of courses including Marriage and Family Relationships, Cross-Cultural Family Patterns, Families in Crisis, and Family Resource Management. Her authored books include Strong Families Around the World: Strengths-Based Research and Practice (Haworth) and Family Resource Management (SAGE).

• Preface: Structure, Understanding, and ApplicationAcknowledgmentsUNIT 1. THE STUDY OF FAMILY RESOURCE MANAGEMENTCHAPTER 1. The Complexity of Managing Family ResourcesWhat Is a Family?How Do Families Use Resources?Managing FamiliesThe Decision-Making ProcessContextual Influences in Family Resource ManagementMultidisciplinary PerspectivesIntroduction to the Case Family SimulationSummaryQuestions for Review and DiscussionCHAPTER 2. Understanding Families and How Resources Are ManagedHistory of the FamilyThe Family TodayDefining the FamilyChanges in the FamilyFamilies Within Cultural ContextsFamily FunctionsResources Available to FamiliesManaging Family ResourcesKey Family Management ChallengesChapter Two Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 3. Studying Family Resource ManagementThe Scientific ProcessTheoriesFamily Research DesignApplication of Research to Family Resource ManagementChapter Three Case AssignmentSummaryQuestions for Review and DiscussionUNIT 2. DISCOVERING FAMILY NEEDSCHAPTER 4. Categorization of NeedsNeeds and WantsChanging Perceptions of NeedsNeeds AssessmentIndividual Needs Versus Societal NeedsChapter Four Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 5. Values, Attitudes, and Behaviors: Understanding Family ChoicesValuesAttitudesBehaviorsValues, Attitudes, and Behaviors in the Decision-Making FrameworkValues and Behaviors in Family Purchasing DecisionsImpact of Culture on Values, Attitudes, and BehaviorsImpact of Socioeconomic Factors on Values, Attitudes, and BehaviorsConsistency Over Time and SituationChapter Five Case AssignmentSummaryQuestions for Review and DiscussionUNIT 3. UNDERSTANDING RESOURCESCHAPTER 6. Identification of Family ResourcesResource AvailabilityResource TheoryHuman ResourcesEconomic ResourcesEnvironmental ResourcesSocial ResourcesMeasurement of ResourcesResource Allocation and UseChapter Six Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 7. Families Within the Economic EnvironmentBeginnings of ConsumerismEconomic PrinciplesFamilies in the EconomyChapter Seven Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 8. The Impact of Society on Family DecisionsIndividuals and the Tax SystemGovernment-Supported Assistance ProgramsPrivately Funded ProgramsCompulsory EducationSupply and Demand: An Application in EducationChapter Eight Case AssignmentSummaryQuestions for Review and DiscussionUNIT 4. MAKING CHOICESCHAPTER 9. Managing the FutureGoals, Objectives, and StandardsThe Planning ProcessFamily Financial PlanningCreating the Financial PlanEmergency Action PlansHow Plans EmergeChapter Nine Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 10. Communication Within the Decision-Making ProcessCommunication TheoryCommunication and Information TechnologyApplication to Family Decision-MakingChapter Ten Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 11. The Individual Within Family Decision-MakingGroup DynamicsGroupthinkLeadershipChapter Eleven Case AssignmentSummaryQuestions for Review and DiscussionUNIT 5. IMPLEMENTING AND EVALUATING DECISIONSCHAPTER 12. Making It HappenImplementationEstate PlanningFamily Business SuccessionRisk ManagementCompletion and ReflectionChapter Twelve Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 13. Defining SuccessSocietal ResponsibilityFamily ResponsibilityIndividual ResponsibilityChapter Thirteen Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 14. Current and Future ChallengesTechnologyFamily StructureNatural ResourcesChanging DemographicsChapter Fourteen Case AssignmentSummaryQuestions for Review and DiscussionGlossaryReferencesIndexAbout the Authors

Tami James Moore, Ph.D., CFLE, is an Professor of Family Studies at the University of Nebraska at Kearney. She received her Ph.D. in Curriculum and Instruction from the University of Nebraska, Lincoln, in 1995. She is a Certified Family Life Educator through the National Council on Family Relations. She has more than 20 years of post-secondary teaching experience and has taught the Family Resource Management course for the past 10 years.Sylvia M. Asay, Ph.D., CFLE, is a Professor of Family Studies and Chair of the Family Studies and Interior Design Department at the University of Nebraska, Kearney. She received her Ph.D. in Community and Human Resources at the University of Nebraska, Lincoln, in 1998 and received her Certified Family Life Educator credentials through the National Council on Family Relations. As a post-secondary educator, she has taught a wide range of courses including Marriage and Family Relationships, Cross-Cultural Family Patterns, Families in Crisis, and Family Resource Management. Her authored books include Strong Families Around the World: Strengths-Based Research and Practice (Haworth) and Family Resource Management (SAGE).

• Preface: Structure, Understanding, and ApplicationAcknowledgmentsUNIT 1. THE STUDY OF FAMILY RESOURCE MANAGEMENTCHAPTER 1. The Complexity of Managing Family ResourcesWhat Is a Family?How Do Families Use Resources?Managing FamiliesThe Decision-Making ProcessContextual Influences in Family Resource ManagementMultidisciplinary PerspectivesIntroduction to the Case Family SimulationSummaryQuestions for Review and DiscussionCHAPTER 2. Understanding Families and How Resources Are ManagedHistory of the FamilyThe Family TodayDefining the FamilyChanges in the FamilyFamilies Within Cultural ContextsFamily FunctionsResources Available to FamiliesManaging Family ResourcesKey Family Management ChallengesChapter Two Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 3. Studying Family Resource ManagementThe Scientific ProcessTheoriesFamily Research DesignApplication of Research to Family Resource ManagementChapter Three Case AssignmentSummaryQuestions for Review and DiscussionUNIT 2. DISCOVERING FAMILY NEEDSCHAPTER 4. Categorization of NeedsNeeds and WantsChanging Perceptions of NeedsNeeds AssessmentIndividual Needs Versus Societal NeedsChapter Four Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 5. Values, Attitudes, and Behaviors: Understanding Family ChoicesValuesAttitudesBehaviorsValues, Attitudes, and Behaviors in the Decision-Making FrameworkValues and Behaviors in Family Purchasing DecisionsImpact of Culture on Values, Attitudes, and BehaviorsImpact of Socioeconomic Factors on Values, Attitudes, and BehaviorsConsistency Over Time and SituationChapter Five Case AssignmentSummaryQuestions for Review and DiscussionUNIT 3. UNDERSTANDING RESOURCESCHAPTER 6. Identification of Family ResourcesResource AvailabilityResource TheoryHuman ResourcesEconomic ResourcesEnvironmental ResourcesSocial ResourcesMeasurement of ResourcesResource Allocation and UseChapter Six Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 7. Families Within the Economic EnvironmentBeginnings of ConsumerismEconomic PrinciplesFamilies in the EconomyChapter Seven Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 8. The Impact of Society on Family DecisionsIndividuals and the Tax SystemGovernment-Supported Assistance ProgramsPrivately Funded ProgramsCompulsory EducationSupply and Demand: An Application in EducationChapter Eight Case AssignmentSummaryQuestions for Review and DiscussionUNIT 4. MAKING CHOICESCHAPTER 9. Managing the FutureGoals, Objectives, and StandardsThe Planning ProcessFamily Financial PlanningCreating the Financial PlanEmergency Action PlansHow Plans EmergeChapter Nine Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 10. Communication Within the Decision-Making ProcessCommunication TheoryCommunication and Information TechnologyApplication to Family Decision-MakingChapter Ten Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 11. The Individual Within Family Decision-MakingGroup DynamicsGroupthinkLeadershipChapter Eleven Case AssignmentSummaryQuestions for Review and DiscussionUNIT 5. IMPLEMENTING AND EVALUATING DECISIONSCHAPTER 12. Making It HappenImplementationEstate PlanningFamily Business SuccessionRisk ManagementCompletion and ReflectionChapter Twelve Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 13. Defining SuccessSocietal ResponsibilityFamily ResponsibilityIndividual ResponsibilityChapter Thirteen Case AssignmentSummaryQuestions for Review and DiscussionCHAPTER 14. Current and Future ChallengesTechnologyFamily StructureNatural ResourcesChanging DemographicsChapter Fourteen Case AssignmentSummaryQuestions for Review and DiscussionGlossaryReferencesIndexAbout the Authors