EDWARD L. WHALEN holds a doctorate in economics from Princeton University and served most of his career as a faculty member in the economics department of Indiana University and as the University's Director of Budgeting. More recent assignments include appointments as chief financial officer at the University of Houston System, interim vice president of administration, and finance at Clarke College and consultant to the National Association of College and University Business Officers. He also has served as an economic consultant to the Agency for International Development and the U.S. Office of Management and Budget. Now Retired, Dr. Whalen is author of one previous book, co-editor of another, and has contributed articles to journals in his field.

• Preface The Journey Begins Getting Personal Where Our Money Goes Personal Income in Space and Time Personal Spending over Time The Sector We Love to Hate - Part I The Sector We Love to Hate - Part II Us and Them Getting Down to Business Bringing the Sectors Together A Glance Behind A Look Ahead Selected Bibliography Index

EDWARD L. WHALEN holds a doctorate in economics from Princeton University and served most of his career as a faculty member in the economics department of Indiana University and as the University's Director of Budgeting. More recent assignments include appointments as chief financial officer at the University of Houston System, interim vice president of administration, and finance at Clarke College and consultant to the National Association of College and University Business Officers. He also has served as an economic consultant to the Agency for International Development and the U.S. Office of Management and Budget. Now Retired, Dr. Whalen is author of one previous book, co-editor of another, and has contributed articles to journals in his field.

• Preface The Journey Begins Getting Personal Where Our Money Goes Personal Income in Space and Time Personal Spending over Time The Sector We Love to Hate - Part I The Sector We Love to Hate - Part II Us and Them Getting Down to Business Bringing the Sectors Together A Glance Behind A Look Ahead Selected Bibliography Index

EDWARD L. WHALEN holds a doctorate in economics from Princeton University and served most of his career as a faculty member in the economics department of Indiana University and as the University's Director of Budgeting. More recent assignments include appointments as chief financial officer at the University of Houston System, interim vice president of administration, and finance at Clarke College and consultant to the National Association of College and University Business Officers. He also has served as an economic consultant to the Agency for International Development and the U.S. Office of Management and Budget. Now Retired, Dr. Whalen is author of one previous book, co-editor of another, and has contributed articles to journals in his field.

• Preface The Journey Begins Getting Personal Where Our Money Goes Personal Income in Space and Time Personal Spending over Time The Sector We Love to Hate - Part I The Sector We Love to Hate - Part II Us and Them Getting Down to Business Bringing the Sectors Together A Glance Behind A Look Ahead Selected Bibliography Index