MICHAEL CANET is a financial planner specializing in retirement planning and asset preservation for families and retirees. He is the Founder of Prostatis Financial Advisors Group LLC, as well as the Estate and Elder Planning Center of Maryland. Michael has been helping families and retirees reach their financial, retirement and estate planning goals for over a decade, building a reputation among clients and colleagues as a personally engaged problem solver who provides exceptional customer service. His approach is inclusive, transparent, and education based. He hosts The Savvy Investor Radio show, and he holds public seminars focusing on the financial and legal aspects of retirement planning and the economics of long-term healthcare and asset preservation.

I highly recommend that anyone seeking common sense advice on retirement read Mike’s book in order to navigate the perfect storm. He is extremely knowledgeable about retirement issues and he maintains his clients’ best interests. He is unique in that he is able to integrate income tax, estate tax and retirement issues into his client’s financial plans. —Diana HesterCPA and former business owner

• INTRODUCTION ABOUT ME THE MAKING OF A PERFECT STORM CREATING THE PLAN HOW MUCH IS ENOUGH? THE RULES OF MONEY SMART ESTATE PLANNING LEGACY PLANNING DO YOU NEED A FINANCIAL PLANNER? CONCLUSION