BRENT WELCH has been helping his clients retire with confidence for more than three decades. He is a dynamic speaker, prolific writer, host of Retirement Readiness Radio, and the founder and managing member of WelshireSM Capital, LLC, a firm focusing on private wealth management, retirement, and estate planning for more than 500 families in more than a dozen states. Brent and his wife, Marianne, have been married since 1986 and have three children. Brent is passionate about his faith, his family, and his mission to help others be more successful. This is Brent’s second book.

• FOREWORD INTRODUCTION TIME TRAVEL INVESTING—WORDS FROM THE WISE ROADBLOCK #1—STOCK MARKET LOSSES ROADBLOCK #2—TAXES ROADBLOCK #3—OLD-AGE ILLNESSES ROADBLOCK #4—PROCRASTINATION ROADBLOCK #5—RUNNING OUT OF MONEY ROADBLOCK #6—UNSTABLE ECONOMY ROADBLOCK #7—INFLATION ROADBLOCK #8—NO PLAN INVESTMENT STRATEGY #1—STOCKS INVESTMENT STRATEGY #2—EXCHANGE-TRADED FUNDS INVESTMENT STRATEGY #3—MUTUAL FUNDS INVESTMENT STRATEGY #4—INVESTMENT AIRBAGS INVESTMENT STRATEGY #5—ASSETLOCK™ OR WELSHIRESM ADVANCE AND PROTECT INVESTMENT STRATEGY #6—UPSIDE POTENTIAL WITHOUT DOWNSIDE RISK INVESTMENT STRATEGY #7—TAKING GUARANTEED INCOME FOR LIFE INVESTMENT STRATEGY #8—OLD-AGE ILLNESS INSURANCE THE THREE CIRCLES OF FINANCE TRUE WEALTH THE #1 MOST-IMPORTANT COMPONENT OF A WEALTH PLAN APPENDIX I APPENDIX II ABOUT THE AUTHOR ABOUT WELSHIRESMCAPITAL ABOUT RETIREMENT READINESS RADIO GLOSSARY

BRENT WELCH has been helping his clients retire with confidence for more than three decades. He is a dynamic speaker, prolific writer, host of Retirement Readiness Radio, and the founder and managing member of WelshireSM Capital, LLC, a firm focusing on private wealth management, retirement, and estate planning for more than 500 families in more than a dozen states. Brent and his wife, Marianne, have been married since 1986 and have three children. Brent is passionate about his faith, his family, and his mission to help others be more successful. This is Brent’s second book.

• FOREWORD INTRODUCTION TIME TRAVEL INVESTING—WORDS FROM THE WISE ROADBLOCK #1—STOCK MARKET LOSSES ROADBLOCK #2—TAXES ROADBLOCK #3—OLD-AGE ILLNESSES ROADBLOCK #4—PROCRASTINATION ROADBLOCK #5—RUNNING OUT OF MONEY ROADBLOCK #6—UNSTABLE ECONOMY ROADBLOCK #7—INFLATION ROADBLOCK #8—NO PLAN INVESTMENT STRATEGY #1—STOCKS INVESTMENT STRATEGY #2—EXCHANGE-TRADED FUNDS INVESTMENT STRATEGY #3—MUTUAL FUNDS INVESTMENT STRATEGY #4—INVESTMENT AIRBAGS INVESTMENT STRATEGY #5—ASSETLOCK™ OR WELSHIRESM ADVANCE AND PROTECT INVESTMENT STRATEGY #6—UPSIDE POTENTIAL WITHOUT DOWNSIDE RISK INVESTMENT STRATEGY #7—TAKING GUARANTEED INCOME FOR LIFE INVESTMENT STRATEGY #8—OLD-AGE ILLNESS INSURANCE THE THREE CIRCLES OF FINANCE TRUE WEALTH THE #1 MOST-IMPORTANT COMPONENT OF A WEALTH PLAN APPENDIX I APPENDIX II ABOUT THE AUTHOR ABOUT WELSHIRESMCAPITAL ABOUT RETIREMENT READINESS RADIO GLOSSARY

BRENT WELCH has been helping his clients retire with confidence for more than three decades. He is a dynamic speaker, prolific writer, host of Retirement Readiness Radio, and the founder and managing member of WelshireSM Capital, LLC, a firm focusing on private wealth management, retirement, and estate planning for more than 500 families in more than a dozen states. Brent and his wife, Marianne, have been married since 1986 and have three children. Brent is passionate about his faith, his family, and his mission to help others be more successful. This is Brent’s second book.

• FOREWORD INTRODUCTION TIME TRAVEL INVESTING—WORDS FROM THE WISE ROADBLOCK #1—STOCK MARKET LOSSES ROADBLOCK #2—TAXES ROADBLOCK #3—OLD-AGE ILLNESSES ROADBLOCK #4—PROCRASTINATION ROADBLOCK #5—RUNNING OUT OF MONEY ROADBLOCK #6—UNSTABLE ECONOMY ROADBLOCK #7—INFLATION ROADBLOCK #8—NO PLAN INVESTMENT STRATEGY #1—STOCKS INVESTMENT STRATEGY #2—EXCHANGE-TRADED FUNDS INVESTMENT STRATEGY #3—MUTUAL FUNDS INVESTMENT STRATEGY #4—INVESTMENT AIRBAGS INVESTMENT STRATEGY #5—ASSETLOCK™ OR WELSHIRESM ADVANCE AND PROTECT INVESTMENT STRATEGY #6—UPSIDE POTENTIAL WITHOUT DOWNSIDE RISK INVESTMENT STRATEGY #7—TAKING GUARANTEED INCOME FOR LIFE INVESTMENT STRATEGY #8—OLD-AGE ILLNESS INSURANCE THE THREE CIRCLES OF FINANCE TRUE WEALTH THE #1 MOST-IMPORTANT COMPONENT OF A WEALTH PLAN APPENDIX I APPENDIX II ABOUT THE AUTHOR ABOUT WELSHIRESMCAPITAL ABOUT RETIREMENT READINESS RADIO GLOSSARY